[Jerseee]

Hoosegow,


Glad to see you posting.


You've taken a good stand on the issue of the CRAs.& However, it is flawed.& You see, the CRAs do not generate information but they do report it.&


Whether it is good or bad--they report it to the public, just like newscasters.& Now if there is erroneous and fraudulent information being reported to the public by the CRAs about someone, how does one move effectively in commerce with these negative ratings in acquiring credit?


If you know of a way without dealing with the CRAs please enlighten us.