[mameye]

Sorry for the slow response. I was out of town for the New Year's holiday...

OK - the plan is to get both of us "out of the limelight" if you will. She is already able to drop out from the IRS since she hasn't received a w2 in nearly 9 years. So this year I an filing Married Single. She won't file at all.

As for the bank account. If I take my name / ssn off the account, the IRS cannot (supposedly) levy against that account since it's not mine. I would get me check and cash it locally and deposit some of the money in HER account. Then use the rest for money orders for bills etc.

I am in the process of setting up an asset protection plan that will include an LLC for doing business and a couple of trusts to own the LLC. I am trying to figure out the best kind of trust to use - Offshore, business etc. Any advice in this area would be welcome.

Once the plan is in place, assets would be transfered to the trusts, contracts for work would go through the LLC and she and I would close all "personal" accounts tied to either of our SSNs.

She is a partner in this process, not a crutch. In fact I can see where in one point during the whole thing she could dump me and have ownership of all the property!

Once all is said and done, the idea is to find some offshore location to buy a small house and retire there. I am NOT going to expose her to all the danger, I will be the one to do the battles not her. She will have the "protection" of the system while I get the rest of the stuff inline.

So thanks for the observations but, what about the ideas?

Mike
PS - CtC is working but the IRS is starting to balk at some of the filed returns. Mostly this is for folks that have had tax problems before... I am still reading on this subject.