[jaylon]

The alleged creditor is alloted 10 days to respond, throw in a couple days for delivery and you can round it out to about 16 days in my opinion.
At that point, (according to the directions provided with the package) you should send out the affidavit of non-response.
If you used a third party witness and fudiciary mailing agent, you have him/her prepare it and send it to the alleged creditor.
Next, read the SPOA (Specific Power of Attorney) and use the powers that you have now been given by the non-response and tacit agreement of the alleged creditor to create your remedy to you liking.

I have used it several time, getting more than "we have no record of a valid dispute on file" from the alleged creditor, is not likely. However, I'm sure in some instances it's quite possible.

They will more than likely trash your credit and assign it to a debt collector. You must remember that you have already exhausted your administrative remedy, they have defaulted and waved all rights to collect. If it goes to a third party, use the docs in the package which are taylored for a third party collector.

Use the docs to get your credit corrected as well, it's not easy and it may be a fight, however if you have enough courage to send the package out then you must be prepared for anything they try to throw at you.

Try grabbing the DVD for the package, it's informative and it answered all of my questions.