[Jerseee]

Donna,



What ever happened to the certified verification?



And they are offering you a new debt at a reduced rate...has the first one been verified?



They only way that they are getting this far with you is by your consent and you have somewhere along the line made an argumentative statement such as, "this is not my debt", "I do not owe this", or maybe you have not accepted their refusal..I'm not sure.



But what I am sure of is that it sounds like no one has verified anything. So maybe the courtroom is where you can ask for verification according to the code. Also, ask if the attorney purchased the "alleged" debt.