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David,
Although I am not certain for sure of what you speak entirely however, it may be plausable.
However, those who consistantly assert that TILA Reg. Z is to be cited or is cited as the authority for such are wholeheartedly incorrect. All they would have to do is just read the darn code section and they would (at least I would hope) determine such...
J
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NOTICE & CAVEAT: This post is provided "AS IS" and without warranties of any kind either expressed or implied and is not to be construed as legal advice in any capacity whatsoever.
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