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I've pretty much given up trying to talk people out of doing something like this, but I do believe you'll be wasting your time, and maybe making things worse.
You already signed an agreement with the Credit Card company when they gave you their card. Part of the agreement undoubtedly described how they could sue you for payment. I cannot imagine at this late date they would allow you to impose new and different terms. But this stunt will mark you as someone trying to weasle out of his debts.
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