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Originally Posted by CDTRUTH2
.....Any way I have a question, how do you think the Lawers office got my number? Maybe by trying all the names like mine in there data base or phone book in my area. Or maybe from capital one which would be wrong for them to do. They have called about four other time from what my caller ID said but never have left a message. Tell me what are your thoughts on this whole thing from the call to the account take over.
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First, loans (including mortgage and auto loans) and debts are routinely sold to other parties for servicing or collection.
Secondly, there is no such thing as an unlisted number any more. There are multiple sources of phone numbers beyond the typical phone book.
One of my more common suggestions is to never speak with anyone about these things over the phone. They are trained to coerce and lie to you to get you to pay whatever their computer says it thinks you owe.
Do everything with them in writing, including advise them to not call you again and to conduct all further matters with you in writing with a signature of a live, responsible person.
And they will repo the car if you don't make the payments. Getting it back can be costly.