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Originally Posted by Judge Roy Bean
First, loans (including mortgage and auto loans) and debts are routinely sold to other parties for servicing or collection.
Secondly, there is no such thing as an unlisted number any more. There are multiple sources of phone numbers beyond the typical phone book.
One of my more common suggestions is to never speak with anyone about these things over the phone. They are trained to coerce and lie to you to get you to pay whatever their computer says it thinks you owe.
Do everything with them in writing, including advise them to not call you again and to conduct all further matters with you in writing with a signature of a live, responsible person.
And they will repo the car if you don't make the payments. Getting it back can be costly.
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JRB is on point.
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"Rightful liberty is unobstructed action according to our will within limits drawn around us by the equal rights of others. I do not add 'within the limits of the law' because law is often but the tyrant's will, and always so when it violates the rights of the individual."
-- Thomas Jefferson
It is dangerous to be right when your government is wrong. -Voltaire
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