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It's a growing business.
Imagine if I offered you an opportunity to get into a poker game where 95% of your opponents simply placed their bets and then folded. Another 3-4% played the hand but only 1 in a hundred knew enough about the game to play to win.
You can save yourself a lot of grief (and money) by negotiating any REAL debt with the original creditor before it gets to the lawsuit stage. If the debt isn't your's, go into lawsuit stage immediately to get them to back off. They are expense-driven and will seek easier prey when seriously challenged.
Jaylon's situation is an excellent example of the tactics they use when they get caught turning the crank too fast and not watching what's going into the sausage grinder.
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