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Opinions please--CRA" Verification Documents not available"
Just checked my spouse's Credit report with Equifax online. Interesting note -- Citibank, one of the accounts we have been battling and did the VoD/Dishonr process on has this great line of red -- you know, overdue, didn't pay whatever -- all of a sudden, it is Green -- account current! As of MAY, when they would have received the Certificate of Dishonor from our third party disinterested notary. hmmmm -- did they cash in the BoE we sent to them? They did not return it. They did not reject it. They did not respond. Period. Now the report shows a "change" and it says "okay" for May. I find this very curious and would love some critical thought opinions?? Also, it said that there were now four accounts in the 30-60-90 files, but I can's see a change there. Two of the four listed are closed, zero accounts. One due to the power company deciding to add a huge deposit after more than a year of service (we objected and said we did not agree to their offer of a deposit. They took all payments and applied them to the deposit and then said the account was past due -- great tactic, huh?) The other is a closed account on which I was th primary and it had been settled nearly a year ago. Why is it listed and open on this report? Very strange.
Anyway, opinions please on how this just might be a loaded gun they've just handed me pointed in their gernal direction (for you Monty Python fans, you'll get that "General Direction thing (and it ain't a gun!))
Seeker
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