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Thanks for your responses Henry. I think you've been very helpful to wakeup-ees, like myself, and others alike on this site. I showed my girlfriend this forum (to give her some hope on her credit card debt) and she actually thought that was you in the picture! Anyway, if you still feel like responding, my last question would be, is there somewhere I could find, perhaps in published-book format HOW to get out of paying credit card debt, given that you've responded, 'yes' it is possible, and 'yes' it has been done before.
I'm thinking of Mary Croft's book ('How I Clobbered Every Beaurocratic Cash-Confiscatory Agency ...')
Excerpt:
... a woman rang me requesting a
session of Rapid Eye Technology (energy healing).
Her anxiety was that the IRS had been confiscating
her husband’s veterans benefits to settle her ‘debt’
with them. All I could tell her, from my years of
studying $$$, taxes, etc. was, “You know there is no
law compelling you to pay tax on your income.”
She DID know! I also told her, “If it makes you feel any better, you’re not alone – the
credit card banks think I owe them $40,000. I know
that I don’t really owe them, I just don’t know how
to prove it.”
Lo and behold, she said, “You just send the
letters.” I leapt from my chair – my prayer had
indeed been answered – ask and ye shall receive. She
then produced a series of letters, the drift of which
was to request the bank to provide me with three
things:
1. validation of the debt (the actual accounting);
2. verification of their claim against me (a sworn
affidavit or even just a signed invoice); and,
3. a copy of the contract binding both parties.
I was to write that I would be happy to pay any
financial obligation I might lawfully owe as soon as I
received these three documents.
End of Excerpt
I know the remedy to my situation involves 'sending letters'. Now, Mary Croft, in her book, doesn't give the reader a copy of 'the letters' that she got. I think that would have been supremely helpful. Is there a book in published form, or a procedure on this site or others, which includes such letters in their entirety?
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