[Jerseee]

Seeker,



You lived up to our part of the alleged agreement--regardless of what you have done thus far. The important thing to do is to stop using the card--this will signify that you smell a rat. Never argue. You can accept the fact that the card was used but, a thing void from the beginning does not become valid due to lapse of time.



You stopped the conduct when you got a hint that there was a fraud being perpetrated against you. And before attempting to use the card ever again--you want to be sure that there is no fraud going on--so you demand verification. Demanding that is not unlawful nor is it unsound.



Slips and statements are not verification of a debt--just statements of a transaction(s). Do not let the discussion go this way as it is off the subject. If you got the card in 2000 and demand verification in 2004--what happened in between is not the issue. What is the issue is the action in the beginning. Was it fraudulent from the beginning?



If they can produce statements and slips from 2000 to 2004--they should be able to produce the original application unmarked. Reasonable enough? You are not asking them to do something impossible. You are asking them to do something against their will---and that is to tell the truth.



Use the code and the law. Follow procedure and rules--you should prevail.