[Ice]

Sadie,



Take a look at Cornforths material regarding void judgments... and check the banking laws in regards to the loan. But ... I believe that you would have faired much better had you left any sort of redemption argument out of this and concentrated on the "agreement".



They totally did not do as they agreed... and that is how this issue should be approached. Your intent was to take out a "loan"... and that isn't what happened even though the bank represented and advertised that.



You may want to seek an "injunction" of some sort to stop any "writ of assistance" that might be used in order to get the sheriff to remove you from the home... and you may want to appeal any issues that you raised that were not dealt with properly during the course of the "trial".



Your motion to vacate... if kept simple... would be a good bet though.



Ice