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Heidi, I know Fla. and Tex. are a bit more protective of a defendants rights. In Michigan when the debt attorney gets their summary judgement ruling from the crook on the bench they usually already have your bank info so they submit a "presentment check" to that bank. Where it sits for 28 days waiting to be "cashed"(electronic transfer no doubt) So on day 29 it is transfered all without any notification. Preying on peoples ignorance of the their sneaky tactics. The bank will also steal a hefty fee(like $70+) for this service and then notify you what transpired after it has happened. They may not even be obligated to spill the beans if you asked them during that 28 day "waiting period". I was a victim of this very scam so now I try to alert others of this "activity"! I mistakenly had thought that by filing a motion for a review of the the judgement order it would put the brakes on the judgement order. The fat slob on the bench said, "This is unusal, legal, but unusal. I will have to consider this and I will render a decision that will be mailed to you". This allowed the 28 day clock to keep ticking and just about the time we got cleaned out he sent us his decision, of course ruling against us. So your advice on Motions to set aside, quash, etc. are the RIGHT WAY to deal with this sort of stuff as it does put the brakes on, if momentarily to the theft in progress.
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