The guy has been disabled for about 15 years and goes for dialysis twice weekly, his feet are mangled from diabetes and can't walk. How he got a credit card to begin with is beyond me but I guess the debt is over 5 years old. He worries they will garnish his SS benefits but I told him not to sweat it.
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Originally Posted by Judge Roy Bean
You're imagining things. The "strawman" legal nonsense has been shot down so many times it only helps DC attorneys prove their cases when someone tries it. They aren't complete idiots, just opportunists and they don't operate in a vacuum - they share case information amongst themselves all the time, including how to get summary judgments when a debtor tries frivolous arguments.
No. None of that would have any legitimacy or effect. To make this idiot go away you have to convince him or her there is nothing to go after and thus, it is a waste of time and money.
The nitwit collector must think there are some assets to go after. Chances are it's just another one of many of their batch of cases and they don't realize your friend's family member is essesntially indigent and a judgment against him or her is worthless.
CA's sometimes make a lot of noise and then simply abandon these kinds of cases - they're called doo-wops - dismissed for want of prosecution.
But this isn't legal advice. The attorney who probably handled his SS disability filing appeal may have a better, local opinion.
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