I think the SOL in Wisconsin is 6 years but don't know the date of his last payment. I would not be suprised if it was 5 years ago. Where would I find the evidence of re-aging the debt, on his credit report?
Quote:
|
Originally Posted by masterduke
Check your states SOL? I bet this debt is toast as it is 5 years old? In the state of Mich. its 4 years then it goes SOL. Sounds like some "old debt" scumbag weasel's like an RJM Acquisitions Funding LLC type, who may be at the other end of this attack. Or some other creep squad that buys super old debts and then tries to collect them. They must get/buy them for next to nothing. A "company" called Camco used to do stuff like this until they were shut down, I think by the feds, for doing some really outragous stuff. And over debts that would be 10 and 20 years old in many cases. This is the sort who would be dimwitted enuff to go after this person. Too bad you couldn't sue them.
If it is SOL then moniter the court to make sure they have not started some action by "magicly" re-aging the debt with some sort of fake payment. If Statutue of Limitations have expired then ignore their stuff, Theres nothing they can do(thanks JRB!). Do not let him or anyone else in the family be "talked" or "guilt tripped" into making any sort of payment on this account as it will then re-age the debt. Lots of people get sucked in by this trick! It can happen by mail or by phone with all sorts of "offers" to "clear this matter up" . Tell him not to believe any of it! His SS would not subject to garnishment I would think? Double check with SS for clarity on this topic. I wish him the best!
|