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By getting a copy of his report(from all 3 agencies) that should have the dates of his last payments. But these credit reports are also known to carry lots of incorrect/out of date info in them so look real close. Dispute any mistakes you may find. Sorry about the 6 year black hole! I still don't think they will be able to steal anything from him via a summary judgement due to his income source and ongoing medical problems. Just play it safe and have him remove his cash from the bank and monitor the local court for any actions the rats may try to file. This coupled with "help" from their fellow crook, the judge, who knows what they will try to pull?
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