about to get a house loan

[scottinalaska]

I am in an awesome position...possibly. I own a log cabin on 50 acres in Alaska with my name as the ONLY owner(no lienholders) on the public record.
Unfortunately, I need about 50K to launch a business. The bank is HAAAAPPY to "loan" me the funds. I just put them as lien holders. Guys, this kills me to do, but I feel for the next few years, I have to.
Now, some of you will have advice not on what I am about to ask and I say, "Fire away!"
But my specific question, for I feel I have few options here, is:
When I go through the loan process, anything I should do differently than "Sign here, here, initial here, sign here, and of course, sign here." "Thank you for your home, here is your 50K."
As I pledge my home, I sweat. But if there are things that I could do differently now as I "loan" them my money along with give them my house to just get a measly 50K back, to prepare for an offensive, I'd like to do that now than wish I had earlier.
Sign with certain extra words added?
Ask for copies of both sides?
Notarize certain documents?
Make them notarize a document that states they have truly disclosed ALL of the loan agreement before I turn it in.
Those of you that know, know where I am driving on this baby!;)
Thanks,
scott

[weishaupt1776]

Hey SIA, read the All Rights Reserved Thread in the Banks forum. Check out my scene at the bank. Next time, I'm doing it differently.
Buy a very fine tip pen to add your own "fine print" to the contract. Practice at home in this way:

Make a copy of a signature line in a word doc.
practice writing All Rights reserved in the finest, but most legible way.
Practice writing your name above the line with a little overhang over the line so that it "cloaks" the All Rights Reserved statement under the line.
Do not write "without prejudice UCC 1-207, not because of content, but because it attracts more attention. Writing All Rights Reserved is fine.
Bring your wife or a friend with you to make small talk w/the loan agent while you sign. Instruct them to strike up a conversation w/them when they hand you the apps.
If this isn't possible, ask the agent if it is o.k. if you go back to the loby to sit down and read it & then sign(a little later) in that way.

If he won't let you escape his sight, read it in front of him for an hour or more.

He will get the picture.

HB

[scottinalaska]

Thanks WP and HB,

Today they are searching the title. Me paying for it of course. Won't this be a grand experiment that all will get to observe this coming year if I can put my ducks properly in order? I'd like to reserve all of my ducks' rights too.
s