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Originally Posted by jefrobodean
Thanks JRB and charlesa6 for your time in looking at me at the crossroad trying to see what route to take.
JRB, the banklender *a.k.a THE REAL BANK ROBBER * is Ocwen Federal Bank FSB.
We have been dealing with these crooks for a while.
I would like to deal with these crooks outside bankruptcy without getting slap by the trustee and still be paying these crooks payments and also be paying the bankruptcy fees.  when all know those crooks can not show any proof.
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Ocwen has "de-banked" and is no longer a federally-chartered savings bank (FSB). Having Fed oversight was making things too hot. Ocwen Financial Corporation is now the parent holding company. The servicing arm is now known as "Ocwen Loan Servicing."
If they aren't the worst, they are certainly fighting hard to be atop that s%$*list. There are over 60 lawsuits in progress against them in Federal courts alone for all manner of abusive practices, many of which have been joined into a single massive (and still growing) case that has been assigned to the Northern District of Illinois and involves over fifty attorneys with clients all over the country. (Case no. 04-C-2714, MDL No. 1604.) Ocwen recently lost their motion for summary judgment and the case is apparently moving forward.
A lawyer down in Corpus Christi has recently won a significant case against Ocwen, settled at least another and is still battling them in state court to keep some of his other cases from being dragged into the Federal case. Thus far, he is ahead in the scoring. If you'll PM me your state/city, I'll see if one of the plaintiff's firms is local to you.
This is not, of course, legal advice, but you might as well get in on the fun.