Bank sent me proof of their FRAUD today!!!!!!!!!

I may have received Possible proof of fraud on the face of an instrument re mortgage note today.



I have sent this document to a couple people here on the board to see if I am correct in my belief. If it turns out, I will post it and we can all see the lies firsthand.



HB



Let me at least pose this question, as I am searching for it on the NC-UCC statutes:



Can an instrument be indorsed by the payee (person to whom it is made payable) on the face of the instrument, or does it have to be on the back of the instrument?

HENRY,

THE PROM. NOTE THAT I RECEIVED HAS THE INDORSED STAMP ON THE BACK.



LET ME KNOW WHAT YOU FIND OUT.

[suijuris]

HB, great find and thanks for sharing. I have uploaded what you sent me, it is in the downloads under members docs.



Have we not been saying that alteration of the note turns your signature into a forgery? Do you recognize the instrument - do you remember those stamps being there? Did you know your promise to pay created an instrument they would endorse without recourse, deposit, and return the funds to you in the form of a loan. When they used the words principal, interest, borrower, lender, etc, were you not lead to believe that THEY were loaning YOU their money or the money of other depositor's?



And do they have an enforceable note?



Also, something that struck me when I saw "Pay to the Order Of"... something a jury would understand would be to take copy of a check payable to BOA and get them on the stand and tell them to read off the line where it says "Pay to the Order of" and then have them read that line on the PN note that says the same thing. Think a jury will get that?



After all, I am sure can demonstrate that you want to pay what you owe, but it says right there on the note "PAY TO THE ORDER OF." So either they were paid, or the instrument was dishonored and they were not paid. If they were paid, why are they demanding payments? If it was dishonored, why were you not notified that your instrument was dishonored? Everytime I write something payable "To the Order Of" and it is not honored, I find that out real quick!



Also, I just believe that this note may be recorded in the county recorders office. It would be interesting to see if what they have provided you matches up. If not, there is evidence that they altered the note ON THE PUBLIC RECORD.



Also, what you have is a copy, and you have no evidence of WHEN this note was copied. If you could see the origonal note, there is no telling what additional modifications may have been made in that time. It could have been assigned to another party and you could be paying the wrong party! Or it could have been lost and the finder may pop up in 20 years and demand payment. Do not forget this aspect - and be prepared to demand nothing less than the origonal in court. Issues not raised in trial cannot be raised on appeal.

[TheBlackTruth]

<font color=darkblue face="tahoma">This is WONDERFUL! This is my first time actually SEEING one of these so i'm just speechless



. .. strangly, the Iniquity is much less mysterious. . ..

[/color]

[suijuris]

Here is the link...

I have to tell ya folks, I have cold chills right now.



I have a copy of the note before this stamp was placed on it and this is fraud, pure and simple.



Go take a look.



HB

[Ice]

heh heh heh

Bank of America and Nations Bank merged in April of 1998, meaning that I can prove by using the document that they sent me that they altered it.



They weren't BOA until almost a year later than our signatures were alleged to have appeared.



I was rolling through getting ironclad proof of when they put the stamp on there, but they screwed themselves on this one. All I need is what I have.



YEEEEEEEEEEEEEEEEEEEEEEEHAAAAAAAAAAAAAAAAAAA!





I will, however need some help drawing the lawsuit for fraud and forgery up. Maybe I should contact an attorney.... NOT.



I know someone here can point me in the right direction, and I can do the rest.







P.S. SJ, The note is not recorded.

Wow . . . at long last before our very eyes.



Do you have a PDF copy of that unaltered original for comparison by chance?



It would be great to see them side-by-side if you are willing to do that.



If not, congratulations! You hold the key in your own hands now.

I do have a copy, but it is the same except for the three additions I have noted.



The proof that this was added afterthe Note was signed by the drawer is in the fact that BOA and Nations Bank did not merge until April 13 1998, and this Note was dated July 3, 1997.



HB