stopping phone calls from CCC

I have found that when you start asking for the names of the callers and tell them why (future lawsuit) they start getting all nervious. If they want to give you their ID number my response has been" Oh an ID number. I do not know an ID number and besides you called me by my name and you telling me I can not know your name? What kind of business is this anyway? You say you must use an ID number for your protection? What is it that you doing that you need protection from? Harrassing people?" This one has worked for me.

Originally Posted by cute_chick

Well, if this hasn't been suggested already, simply call the CCC and all other annoying debt collectors, tell them you want to update your record and give them your new home number, and GIVE THEM THE WRONG NUMBER!!! It really works, trust me. Furthermore, it's perfectly legal! According to the The Fair Debt Collections Practices Act (FDCPA), 15 USC 1601 et seq, a debt collector may contact a debtor in person, by mail (including electronic mail), telephone or telegram (i.e. facsimile). Therefore, it is not required nor is it necessary for you to communicate by telephone to resolve this matter.



With respect to your work phone, send the annoying collector a letter citing 15 USA 1692(c), the FDCPA, stating that *A debt collector may not communicate with a consumer in connection with the collection of any debt -- (3) at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication. * (See the first link attached below).



And with repect to your pager number, just tell the annoying collectors that your employer took the pager away from you or something. That outta stop the calls. :-D



http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#805



http://biz.findlaw.com/bankruptcy/no...2F43DCF45.html

no need to lie. signup for a free jfax phone number (j2.com). give them that number! this is the only number i give out to companies. you get voice/mail and faxes sent to your email.