Response from AmEx after VOD

TheBlackTruth · #1 08-21-2004, 05:16 PM

I sent the 14pg CTC3 VOD with CPN to American Express about 6 weeks ago and I got the following reply. I thought it was pretty interesting:

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IMPORTANT NOTICE

Dear Grosse Cyril:

At your request, we ceased Collection efforts for the following account(s):

Account Number: xxxxxxxxxxxxxx Current Balance Due: $1,874.07

Please be advised that we will invoke other remedies available to us under the law, which may include litigation.

In the event that you would like to resolve this matter, you can call us at 800-879-4358. Our office hours are M-Thur 8am-9pm CST, Friday 8am-5pm, Saturday 8am-12pm.

Sincerely,

AMERICAN EXPRESS

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There was also a detachable payment coupon for the outstanding balance.

Any thoughts??

-BT[/color]

Ice · #2 08-21-2004, 11:41 PM

If there was a detachable payment coupon then they attempted to collect and violated law. Man!.. are they stupid or what?

They also threatened you with action they cannot take... ALL collection activity MUST CEASE -- so how can they take you to court as that is a collection activity?

What a bunch of idiots!

How about alerting the AG to this "form" they use and suggest that this particular collector might need to be investigated for other "unlawful" collection activities. You could even make mention of the threat to take further actions which they cannot lawfully take. And then send them a copy of your correspondence to the AG. That should get a rise out of them.

But you gotta remember -- I like to screw with their heads and hopefully give them a headache ... and maybe make them sweat a little. I'm sure other members will chime in with some suggestions / opinions of their own.

TheBlackTruth · #3 08-22-2004, 09:01 AM

hmmm what does AG stand for ?? I'm drawin' blanks. . [/color]

weishaupt1776 · #4 08-22-2004, 09:14 AM

[color=black][b]Attorney General

Jerseee · #5 08-22-2004, 09:36 AM

BT,

This is the part of the game--making them sweat and realize that they have just crossed the wrong guy/gal!!

I am like Ice in this sense, that I like to screw with their head. What really gets them going is when you cite case law in your rebuttal letter. There is a host of case law here on the site that will help you accomplish that.

Respond to the letter and make sure it is a non-argumentative, concise, precise, brief piece of correspondence with teeth. Teeth, meaning cite codes and case law.

Have fun

TheBlackTruth · #6 09-09-2004, 05:24 PM

I was just typing up a "NOTICE OF FELONY" to send to the District Judge's office where AMEX is located and in reviewing the notice that AMEX sent me, I notice something VERY interesting. They dated the notice a FULL TWO (2) WEEKS prior to my even mailing the VOD demanding they cease collection activities.

That's pretty dang slick if you asked me.

*sigh*. . .so since I didn't save the envelope with the postmark, I suppose I will abandon the letter since I can no longer prove they didn't send the letter at a later date.

What do you guys think?

-BT

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Akira · #7 09-09-2004, 05:54 PM

Quote:

Originally Posted by TheBlackTruth

What do you guys think?

-BT[/color]

Hmmm...

??? that you should ALWAYS staple the envelope to the back of ANY business correspondences ???

hehehe

#8 09-09-2004, 06:25 PM

Quote:

Originally Posted by Jerseee

BT,

This is the part of the game--making them sweat and realize that they have just crossed the wrong guy/gal!!

I am like Ice in this sense, that I like to screw with their head. What really gets them going is when you cite case law in your rebuttal letter. There is a host of case law here on the site that will help you accomplish that.

Respond to the letter and make sure it is a non-argumentative, concise, precise, brief piece of correspondence with teeth. Teeth, meaning cite codes and case law.

Have fun

You guys are SICK! Maybe that's why I hang out here so much. One of my kind.

He he heheheheheh

TheBlackTruth · #9 09-09-2004, 06:28 PM

Quote:

Originally Posted by Akira

Hmmm...

??? that you should ALWAYS staple the envelope to the back of ANY business correspondences ???

hehehe

HAHA. ..yes, Akira. This has now been assimilated into TheBlackTruth's pattern of behavior.

-BT[/color]

TheBlackTruth · #10 09-09-2004, 07:07 PM

Ok. . I've given it some thought, and i've decided I'm still going to send my Notice of Felony. My reasoning is, regardless if my evidence is very compelling, a felony has still occured, has it not? . ..so its still my duty to report it - and I shall.

I've included a copy of the letter below:

<hr>



September 9, 2004

TheBlackTruth
c/o xxx Division St.
Carson City, Nevada [89703]tcd

U.S.P.S. Delivery Confirmation Number: 0302 1790 00029664 5877

Chief Judge Stephen M. McNamee
United States District Court
Sandra Day

O'Connor U.S. Courthouse, Suite 625
401 West Washington Street, SPC

60
Phoenix, AS 85003-2158

NOTICE OF

FELONY

On July 28, 2004 at 8:51 am, "Respondent's Private International Administrative Remedy Demand No. CSG-071904-TS"demanding cessation to "all collection activity re the alleged account/debt until Respondent is sent the herein-requested verification as required by the Fair Debt Collection Practices Act" was served upon the following individuals/entities:

TONYA SAULSBERRY, doing business as a Debt Collector, hereinafter "Debt Collector"
AMERICAN EXPRESS CORPORATE SERVICES
P.O. BOX 53800
Phoenix, Arizona 85072-3800

Pursuant to the Fair Debt Collection Practices Act these individuals/entities were forbidden from taking further steps of collection until after Validation of Purported Debt.Â* (See Exhibit "A")

On or about August 21, 2004 American Express or its designee, who had been served on July 28, 2004, committed a felonious act by sending an "IMPORTANT NOTICE".Â* (See Exhibit "B")

As required by law, I am hereby NOTICING you as a proper civil authority that a felony has been committed.Â*

I trust that the full power and honor of your office will be brought to bear to order these individuals/entities to surrender and stand trial for their felonious actions.Â* I further trust that this will be handled expeditiously and that I will not have to proceed further through the court system nor add to the list of defendants.

Please serve me your "written NOTICE of Intent" within 10 days of receipt of this "NOTICE OF CRIME IN PROGRESS".Â* Do you intend to do your duty or not?

Yours for the RULE of law,

Â*

________________________________
The Truth in all of His Blackness