Banks, Collectors, and CRAs Discuss the elimationa of secured and unsecured "debt", as well as tactics for dealing with debt collectors and credit reporting agencies.


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  #1  
Old 01-17-2008, 05:27 AM
willgolf4food willgolf4food is offline
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Join Date: Mar 2006
Posts: 52
Palisades Colliction, LLC

Just got a notice from them that says they bought my First USA/Chase Account. Should I send out a VOD on this or ignore it. I think they are starting to come out of the wood work as the 4 year statue is approacing.

Another letter was discussed in another thread but I don't understand what it is.
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Old 01-17-2008, 07:04 AM
masterduke masterduke is offline
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Join Date: May 2005
Location: Water Wonderland
Posts: 1,185
I believe those palisades creeps are involved in a class action suit for all sorts of illegal collection practices. I wonder who their real 'owner' is? It seems that in another thread I thing MRG posted a list showing what debt attorney firms owned what 'collection companies'(but I can't remember the thread, it was a recent post) And as I told you before since they smell your blood($$$) in the water they are going to continue to circle hoping to take a bite from you! Make sure you keep your BK Attorney appointment. Like you said they are going to start comming out of the wood work now. I wouldn't even repond to them other than to tell them to cease all telephonic communications. That you will only correspond via mail. If you are really serious about gaining BK 7 Protection then I wouldn't even respond to their crap. just make sure to list them(and any others who may have sent you payment demands) in your list for the BK Attorney to get discharged.

Last edited by masterduke : 01-17-2008 at 07:07 AM.
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Old 01-17-2008, 07:27 AM
joseph sugarman joseph sugarman is offline
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Join Date: Jan 2006
Posts: 377
It is fairly easy to find the real owners of any corporation, llc, llp, etc. in most states.

Start with the return address on the piece mailed as it will divluge the state in question.

Find the Secretary of State's website of the state in question, and search for the business name.

In most states the file produced will not only identify the resident agent ( if the business is foreign to the state it is in); it should have every document ever filed by the business, including the formation papers. The formation papers will identify the owners (except in Nevada, and possibly a few other states).

If discovered it is a foreign business, it should identify in what state the business is domiciled. Go to that state, and repeat the process. The business will be required to file the formation papers in the domiciled state. Except in Nevada and possibly a few other states, those papers should identify the owners and their current addresses.

A few years ago I had a problem with one of these companies, located in Chicago. They would not leave me alone, until I showed them I found out how to contact all the owners, at their home addresses in Florida.

The process I have described should take only a few minutes, never more than an hour to complete. Be sure to copy every document for your files. Good luck.
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