Question about credit cards

[quadll]

I would like to know if anyone has a letter taylored for CC's, or something of that sort that I can modify for myself to use. I would like to know if anyone has had success by asking for proof of the original contract, or even one that is signed. Or should I let it go to collections and then deal with them. I am new to this and still learning so any help is greatly apreciated.

Thanks in advance.

Bill

[masterduke]

Clear out any money you have in the bank. Except for overdraft(which can not be stolen) If things are overwhelming, a BK 7 may be an option? That will stop all of these creeps immediately. As soon as you or your attorney files this the phones stop ringing and the letters stop piling up. I wish you well thru all of this.

[David Merrill]

After you get your zero balance statement, you might consider MasterDuke's plan if they sell your alleged debt to a scavinger.



http://www.suijuris.net/forum/succes...r-coupon.html?

[Mark]

Originally Posted by quadll

I would like to know if anyone has a letter taylored for CC's, or something of that sort that I can modify for myself to use. I would like to know if anyone has had success by asking for proof of the original contract, or even one that is signed. Or should I let it go to collections and then deal with them. I am new to this and still learning so any help is greatly apreciated.

Thanks in advance.

Bill

This might be of some help to you:
http://www.suijuris.net/forum/125605-post12.html

Make sure that all your correspondence is done through registered mail; return receipt requested. Having clerk round stamp your docs.




Peace

[courttroubles]

I did an attachment in another posting you may want to look at to modify. But by all means make sure you use the fdcpa codes accordingly.

Another good thing I found to do is look on pacer and look for names of collection agencies and such. I found one against a company the other day I used to work for that ended up making money off the yahoos...Made like $4500 + attorney's fees. All over a $93 bill someone was rude to him about...

They may be worthless FRNS but they do buy necessities for now.

Good Luck,

Kathy

[quadll]

Well you have all given me more to think about and to study.

David, how does this TDA stuff work? I have ben reading more about it lately. Most of what I have read is people are going to jail for it, not the prefered outcome I want.

So is just sending them a certified letter requesting VoD going to start the ball rolling? Can they produce the original agreement? What if it was done over the internet, and there is no signature or never was? I just want to be sure to ask the right questions.

Thanks,

Bill

[courttroubles]

quadll,

The posting I made I meant. The LAW VARIES...I've read cases where it went to Hell doing it this way. So like I said find cases on pacer that were filed against agencies to address. Maybe I should note: only do the way I suggest if you intend to make them PAY YOU for their STUPIDITY instead of you PAYING THEM because of your stupidity.

But realize this. If you do it right everything your being told HERE IS TRUE. IT'S IN THE PRESENTATION OF COVERING YOUR ASS!

without going to extremes or being put in jail. Give them a chance to collect 1st and get them in dishonor and turn the tables. THEY'LL RUN!

BEST OF LUCK!

[David Merrill]

Originally Posted by quadll

Well you have all given me more to think about and to study.

David, how does this TDA stuff work? I have ben reading more about it lately. Most of what I have read is people are going to jail for it, not the prefered outcome I want.

So is just sending them a certified letter requesting VoD going to start the ball rolling? Can they produce the original agreement? What if it was done over the internet, and there is no signature or never was? I just want to be sure to ask the right questions.

Thanks,

Bill

TDA stuff?

[quadll]

David,

I was refering to your coupon in the thread you linked. Where you state to have them send for payment to the Federal reserve. I thought I ready in one of your posts about using a Treasury account to pay the debt?

Sorry for the confusion.

Bill