Wolpoff & Abramson arbitration

[Sheps]

How would I know what you are doing. I know what you say!

From what you said I asked the questions that you did not answer.

If you can not that is fine. Thought I'd pose those questions for you. You say to others what they should or should not do based on your believe.

To me belief is not knowing. I'd rather know something than just believe anything! I use the philosphy "Man Know Thyself". Knowing is experience and education. Belief does not necessarily imply knowing.

Just stop attempting to tell folks what is honorable, moral etc. Some have their direction which may not be the same as yours.

You still didn't answer the question!!! Youb tried to spin it back to me! Play fair!

[iamfreeru2]

Originally Posted by Sheps

How would I know what you are doing. I know what you say!

From what you said I asked the questions that you did not answer.

If you can not that is fine. Thought I'd pose those questions for you. You say to others what they should or should not do based on your believe.

To me belief is not knowing. I'd rather know something than just believe anything! I use the philosphy "Man Know Thyself". Knowing is experience and education. Belief does not necessarily imply knowing.

Just stop attempting to tell folks what is honorable, moral etc. Some have their direction which may not be the same as yours.

You still didn't answer the question!!! Youb tried to spin it back to me! Play fair!

Sheps,

At the time I was dealing with MBNA I got an arbitration award against them based on Fraud. I followed the rules as I new them at the time. I asked for verification of the debt and there was none. This was all done in writing and I have proof of everything. There is nothing that I have done in this case that has not been done honorably, ethically and upright, as you put it. I will not contract back with MBNA and I will not answer any calls that Wolpoff places to me. I will address them in writing if I am addressed in writing. I will deal with them honorably, but they will not get FRNs. If I am taken to court and a judgment is rendered against my strawman I will tender my exemption and discharge it, which is the honorable thing to do as well. I will not use FRNs or a fraudulent sytem to take care of this. The bond I will use is based on my exemption and not some banksters bond. My exemption is based on Public Law 73-10 House Joint Resolution 192 June 5, 1933. Now does that finally answer your question? If not I do not know what else to tell you. I do not have to answer to you, but to someone much higher than you.

[Sheps]

Well I must say that your situation does sound honorable!

Good that your doing your part the way you are!

I hired Dorean. I'm sticking with that! I do not purport to know alot of legaleze. Nor do I have the time or inclination to engage so deeply in all matters before me.

I will fight in the areas that I understand most, I'll let those that superior knowledge of the subject handle it for me. I do know that this great wheel will not stop turning just because you've done what your doing, nor I.

If the numbers become great though with either of our processes, then we will have removed some spokes from the wheel!

"Freedom of expression is the well-spring of our civilization...The history of civilization is in considerable measure the displacement of error which once held sway as official truth by beliefs which in turn have yielded to other truths. Therefore the liberty of man to search for truth ought not to be fettered, no matter what orthodoxies he may challenge." Felix Frankfurter - (1882-1965) U.S. Supreme Court Justice

I have been hounded by these jerks too. I have told them to stop calling me. They have harrassed me by phone, and even called my neighbor leaving messages. I now will not talk to them anymore. I let my answeing machine answer...if they leave a message..I just delete it. They will neve get a penny out of me, and I have told them so.

[MADDOG]

I went through the arbitration process with Century Arbitration Associates of Ocala, Florida - they issued me an award against Bank One, based on my dispute for fraud and failure to disclose - but they are now out of business because of a lawsuit brought against them by Citibank. Citibank has apparently sued every little independent Arbitration company that dared to arbitrate any case against Citibank and rule in favor of the consumers. This appears to be Citibank's form of legalized guerrilla warfare against any independent arbitration companies that DARE to issue awards against Citibank. This seems patently dishonest. How can they get away with destroying any arbitration company that rules against them, and force customers to use only their pet arbitration companies, NAF, AAA and JAMS - but they DO!!!

I no longer know of any more little independent arbitration companies. Citibank has crushed them all with litigation and put them out of business.

After my arbitration award from Century Arbitration Associates, Bank One still dunned me through their collections THUGS, Mann Bracken, LLC, I responded with the following letters :

1.

Mann Bracken, LLC
Attorneys at Law
ONE PACES WEST, SUITE 1400
2727 PACES FERRY ROAD
ATLANTA, GA 30339
Re: inquiry dated ---------: Alleged account no.: (I dispute the existence of such account; please see your own letter for reference)
Dear Sirs:
I am in receipt of your recent communication. This is not a refusal to pay, but a notice that your claim is disputed. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. I dispute your debt assertion, deny the same, and demand strict proof and verification thereof. This dispute, denial, and demand are made in accordance with federal law. I will respond to your claim after you complete and return the attached disclosure request form and produce any and all assignments, invoices, agreements and/or contracts pertaining to your right to demand payment from me.
Please limit your communication with me to writing only. I prefer to maintain a written record of all communications between you and myself.
Should you choose to contact myself, my employer, my neighbors, a credit reporting agency, or any other individual or company concerning this alleged debt, it will be an infraction of the FDCPA and appropriate complaints may be filed.

I maintain a telephone log of each phone call, and your choice not to comply with my request to maintain all communications with you and/or your employees and/or associates in written form will henceforth be construed as your tacit agreement to allow audio recording to be made of any telephonic communication from you and/or your employees and/or associates when I so choose. It also represents your tacit agreement to allow said recording and any other information obtained thereby to be used in my favor in any court of law in connection with any legal action which may henceforth transpire in connection with this matter.
I am hereby requesting an authenticated copy of any and all contract(s) bearing my signature and the “repayment terms” which evidence my obligation to pay you.
Your failure to satisfy this request within the requirements of the Fair Debt Collection Practices Act will be construed as your absolute waiver of any and all claims against me, and your tacit agreement to compensate me for costs and attorney fees.

Respectfully,

-----------------------

and 2.

Mann Bracken, LLC
Attorneys at Law
ONE PACES WEST, SUITE 1400
2727 PACES FERRY ROAD
ATLANTA, GA 30339

Re: Verification of debt - former account no.: ----------

Dear Mr. ---------:

I am in receipt of your recent communication which included a notarized form indicating this account number and the amount of alleged debt. I appreciate hearing from you, but this response is incomplete.
I am again requesting an authenticated, notarized copy of any and all contract(s) bearing my signature which pertain to this account number.
Your initial letter refers to an “… original contract … entered into with Chase Manhattan Bank USA, N.A.”. But, as of today’s date, I have not yet received any notarized copy of any such agreement(s) and/or contract(s) signed by me pertaining to this account number.
Also, as I have pointed out to you previously, my former dispute with Bank One regarding the above referenced account number has already been resolved via binding arbitration with Century Arbitration Associates, Inc., PO Box 830639, Ocala, Florida, 34483-0639 as of -----/04. As of that date, the amount of the Arbitration Award was sufficient to cover the balance on the aforementioned account. The Arbitration Award also provides for interest to be accrued in my favor at the legally mandated rate. But, as of today’s date, Bank One has failed to remit. Instead, Bank One has behaved as if no Arbitration Award exists, and has continued to add penalties and interest to the original amount covered by the arbitration award.
Bank One agreed to said binding arbitration by accepting the valuable consideration which was included with my Notice of Final Payment:
“You also agree, by accepting this final payment, to binding arbitration in a forum of our choice which is not the American Arbitration Association or the National Arbitration Forum, for the purpose of resolving the existing dispute identified in this notice and any other disputes we may send. Your acceptance of our final payment and agreement to binding arbitration waives your right to maintain any lawsuit against us in any court.”
Therefore, I believe any further claim regarding the above referenced account is invalid and may constitute harassment.
Please limit your communication with me to writing only. I prefer to maintain a written record of all communications between you and myself.


Respectfully,
--------------
CERTIFICATE OF SERVICE

I HEREBY CERTIFY, under the penalties of perjury, that a true and correct copy of the foregoing was sent by United States mail this _____ day of______________, 2004 to:


Mann Bracken, LLC
Attorneys at Law
ONE PACES WEST, SUITE 1400
2727 PACES FERRY ROAD
ATLANTA, GA 30339
______________________________

SO FAR, SO GOOD. No further communication regarding this account. Of course, if they DO try to call, they cannot get through. We have an answering machine and don't pick up unless someone identifies themselves. I assume some of the hang-up calls may be Mann Bracken, or just telemarketers, who knows? IT HAS BEEN 8 MONTHS NOW.

[iamfreeru2]

Wolpoff & Abramson just sent a notice of arbitration to us that will be dismissed shortly. If they want they can sue and I will handle it just like I am with Discover Bank. Where, may I ask, is it that you live? What state. You can PM me and I may be able to help you with citibank. Have you tried a novation? That seems to be a good way to go. When I first got started I used John Gliha, but have found him to be a joke. He claims to be the best at what he does. Yeah rignt! LOL

[MADDOG]

Hello iamfreeru2,

I am in Florida... so are you, right? =)

I have no idea what a novation is, and I would be very grateful for the knowledge and help. Thank God our place has been homesteaded for over 5 years! As you probably know, only Florida homesteads older than 4 years are safe under the new bankruptcy laws. In return for help here I want to share anything I've done that seems to have worked for my case. 3 out of 4 banks appear to have stopped attempting to collect, but who knows if that will last? I notice that some other members had a quiet period and then, WHAM, the collectors came back with a vengeance!

I don't think we can trust John Gliha or any of these debt elimination "gurus". I think they took me for several thousand dollars and just left me to the sharks. Thank God for suijuris!!! I've seen a lot of intelligent research and advice shared here. I'm sure that the banks DO create money out of thin air, and I DO believe it's a fraud to collect someone's labor, or take the equity in their home in return for legalized counterfeiting, but the legal system certainly doesn't agree. It's a real uphill battle, with "Goliath" against us. What is the right "rock" to put into the slingshot? =)

John Gliha used to be affiliated with ADS (Alternative Debt Services) and apparently they got into a disagreement and Gliha sued ADS for plagerizing his materials. I think ADS is gone now, but it was through them that I first learned about John Gliha. I bought his "Winning the Collection Game" after ADS screwed me and wanted more money. There seem to be some good tips in WTCG but I learned just as much valuable info from Jurisdictionary.com, where I learned all about court procedure and how to write motions, answer the complaint, etc. Heidi mentioned jurisdictionary on quatloos, and I agree, that Florida attorney, Fredrick Graves is extremely helpful with his materials.

Well how does one use "novation"... and what is it?

[David Merrill]

"Innovation"

http://www.federalreserve.gov/boardd...26/default.htm

[iamfreeru2]

Originally Posted by MADDOG

Hello iamfreeru2,

I am in Florida... so are you, right? =)

I have no idea what a novation is, and I would be very grateful for the knowledge and help. Thank God our place has been homesteaded for over 5 years! As you probably know, only Florida homesteads older than 4 years are safe under the new bankruptcy laws. In return for help here I want to share anything I've done that seems to have worked for my case. 3 out of 4 banks appear to have stopped attempting to collect, but who knows if that will last? I notice that some other members had a quiet period and then, WHAM, the collectors came back with a vengeance!

I don't think we can trust John Gliha or any of these debt elimination "gurus". I think they took me for several thousand dollars and just left me to the sharks. Thank God for suijuris!!! I've seen a lot of intelligent research and advice shared here. I'm sure that the banks DO create money out of thin air, and I DO believe it's a fraud to collect someone's labor, or take the equity in their home in return for legalized counterfeiting, but the legal system certainly doesn't agree. It's a real uphill battle, with "Goliath" against us. What is the right "rock" to put into the slingshot? =)

John Gliha used to be affiliated with ADS (Alternative Debt Services) and apparently they got into a disagreement and Gliha sued ADS for plagerizing his materials. I think ADS is gone now, but it was through them that I first learned about John Gliha. I bought his "Winning the Collection Game" after ADS screwed me and wanted more money. There seem to be some good tips in WTCG but I learned just as much valuable info from Jurisdictionary.com, where I learned all about court procedure and how to write motions, answer the complaint, etc. Heidi mentioned jurisdictionary on quatloos, and I agree, that Florida attorney, Fredrick Graves is extremely helpful with his materials.

Well how does one use "novation"... and what is it?

Yes I am in Florida. I have not used novation myself, but know those that have. Seems to work well. The bankster use it all the time as well as the legal profession so I am told. Jason Whitney is a good one to talk to about it and I believe he may have a kit for it. I have also heard of Frederick Graves, but not in relation to novatio.

Where I am we have a group that gets together regarding Redemption and in fact just recently a member was victorious in criminal traffic court. You have probably seen my posts about it in UCC and success stories sections.

Check your PM and we will have to connect and talk. I can find out from you if I have something that may help you and vice versa.

[David Merrill]

The common misconception is that only one party is capable of a novation.