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Lenders and Mortgage Servicers
That's the way "lenders" and MC "servicers" work. The lender, the one who "originated" your loan will refer you to the "servicer" for questions, since the MC is the one "servicing your loan now" . And the "servicer" will refer you back to the lender since they "did not originate the loan". It's the way they operate to keep info hidden and out of our reach.
They don't have our permission to act like that. However, they operate with the blessings of the gov. intitutions (IRS, FBI, HUD, OTS, FED, etc., etc.).
Our way out does exist. We'll find it by studying hard and taking small steps or risks at a time. Got a play their game, operate in silence, and don't let them find out how much you know.
You and I share the same experience with thousand others.
Do not dismay.
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