Some of the terms used

[rushpat]

Many thanks to Jersee, Ice and the others who've been contributing to my continuing education.

I wanted to make sure I understand just a couple of things more here:

- When using the term VERIFY when referencing the CRA's, does this essentially mean the same thing as VALIDATION when speaking to the CC companies themselves (as in VOD - validation of debt)?

- Does speaking to the CRA directly, asking them to verify/validate the debt automatically cause the CC company to stop their collection activities, or do we need to directly tell the CC company that the CRA is trying to verify/validate the claim and enforce FDCPA rules?

- Does making regular payments while the verification is ongoing (before the CRA responds) invalidate the request for verification? If the CRA doesn't respond and you continue to notice them, should you then stop making payments?

Thanks for all the info.

[Jerseee]

rushpat,


your concerns are well founded since you appear to be new to this journey of truth.& the truth is a scary thing to the liar.& With that said, let the CRAs do their job.& Verification/validation/yeah its yours/certification; it does not matter.& The whole thing is FRAUDULENT. Remember, even if for some cosmic reason that they can verify the alleged debt you have remedy.& Use your remedy.


Rushpat,


This will not work for you, if you do not believe that they are lying to you.& why would you keep paying a thief after they stole your credit/exemption?& If you keep paying the alleged debt then you should not attempt to get the CRAs to verify it, since you are verifying it by making payments.


Also, you cannot control the CCs activities on pursuing this issue through debt collectors.& debt collectors are insignificant creatures who remind me of jackals.& they come in and try to steal a piece of the lion's kill.&


Please remember my original post Rushpat.& it is filled with all you need to handle your affairs for the moment.& remember the smoking gun?& well when the CRAs delete the entry--you can handle those "jackals" anyway you want to because the CRAs can't even verify the debt.&


Try it once and stay the course--you have nothing to lose except that monkey on your back eating a banana.& Or a cookie in Montana's case.& :-)


This is meant to inform, motivate, and stimulate.& Not to degrade or demean anyone.& Tone and pitch are not reflected in the written word.& ;-)