cashiers check not signed

[bigjimhp]

I took a cashiers check from my bank to the closing of my house(10 mths). I didn't sign the check, but it was cashed anyway. What type of action should I pursue, a letter to the bank. 1. money for cashiers check came out of an account in my father's name(he's sr.) made out to him(just first last name), check was given to title company. coincidence same bank. I told my father, he will sign the letter, if needed. What should I be on the lookout for???

Why are you asking what to do?

Did they take the money from you, or did they just make a mistake?

What are the details?

If you took it to the closing, was it made payable to the order of (your name) or was it made payable to the order of some other party, such as the Attorney?

If it is a cashiers check, it (to my knowledge) comes from a bank account different than yours, thus the bank is the one that has to sign as maker.

They first debit your (your fathers) account for that amount, transfer it to their account, then guarantee that amount to be there (in their account where the cashiers/official check is drawn from).

That's my understanding of the process, and I am not a lawyer, nor is this legal advice. Just trying to answer your question.

I cannot draw a reasonable conclusion from your post on why you are asking about pursuing an action against the bank.

HB

[bigjimhp]

The check was made out to my father, he never endorsed the check. I've had checks returned because they were not endorsed. Wondering would bank have to return funds from check? I am named after my father.

Did the money go to the right place, or are you looking to make a point here?

[bigjimhp]

I was told by someone who worked at a bank, that it could come back to haunt me. Title company saying they weren't paid, I was just inquiring, have copy of everything.

I'm paying attention.

You aren't.

If you answer the questions, I can respond.

Otherwise, I am out of this thread.

HB

[bigjimhp]

I really do not know, have not received anything saying it didn't. What point could I make. Just want to make sure I'm OK