Banks, Collectors, and CRAs Discuss the elimationa of secured and unsecured "debt", as well as tactics for dealing with debt collectors and credit reporting agencies.


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  #1  
Old 05-19-2005, 08:10 PM
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EdgarW EdgarW is offline
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Musings on Identity Theft

Okay, call me a contrarian, but I refuse to clean up my credit report after I negotiate the minefields of collection agencies. I figure that it's just as well that my credit score is in the toilet; after all, I likely won't become a victim of identity theft. Besides, a good credit record just tells the "extenders of credit" that you're willing to play their evil game. The banks give you credit – they believe in you. How sweet. The problem is I don't believe in them any longer.

"Credit card debt" – what a perfect oxymoron! Think about it. Is it credit; is it debt; credit; debt? My signature creates money (whatever that is these days) out of thin air. How can it be debt? Money appears ex nihilo as soon as I give the banksters my autograph. "Sign on the dotted line – there's no need to read it; lawyers drew it up." Adhesion contract, anyone?

Which brings me to my point (yes, there is a point). Is not the State the most notorious thief of identities? They hijack your given name, create a golem based upon a variation of your name, never introduce you to your fictional twin, and hold you (a living, breathing human being) responsible for anything they can dream up to extract cash from you based upon the fictional actions of your doppelgänger.

Best regards,

EdgarW
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Last edited by EdgarW : 05-19-2005 at 08:13 PM.
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Old 05-19-2005, 08:23 PM
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EdgarW,

I'd like to say that you need to change the way you think and see things.

You say "my credit report". Is it yours?

YOu mention a fictional twin..Is it your twin?

Once you take ownership of things in your mind, you manifest that thought into reality by your actions. ANything you cannot control is not yours.

good luck

Quote:
Originally Posted by EdgarW
Okay, call me a contrarian, but I refuse to clean up my credit report after I negotiate the minefields of collection agencies. I figure that it's just as well that my credit score is in the toilet; after all, I likely won't become a victim of identity theft. Besides, a good credit record just tells the "extenders of credit" that you're willing to play their evil game. The banks give you credit – they believe in you. How sweet. The problem is I don't believe in them any longer.

"Credit card debt" – what a perfect oxymoron! Think about it. Is it credit; is it debt; credit; debt? My signature creates money (whatever that is these days) out of thin air. How can it be debt? Money appears ex nihilo as soon as I give the banksters my autograph. "Sign on the dotted line – there's no need to read it; lawyers drew it up." Adhesion contract, anyone?

Which brings me to my point (yes, there is a point). Is not the State the most notorious thief of identities? They hijack your given name, create a golem based upon a variation of your name, never introduce you to your fictional twin, and hold you (a living, breathing human being) responsible for anything they can dream up to extract cash from you based upon the fictional actions of your doppelgänger.

Best regards,

EdgarW
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Old 05-20-2005, 03:46 AM
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EdgarW EdgarW is offline
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Thanks for the Critique

Hi, Jersee,

Thanks for the critique on my musings. I realize that the credit report and twin are not my creations and therefore not mine. Are you suggesting I take control of them to make them mine?

Still in a fog but trying to wake up,

EdgarW
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Old 05-20-2005, 07:33 PM
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EdgarW,

If you can take control of them-that's fine. However, I believe to do such a thing is to dance with the devil.

What I do and what I keep in mind is that I am who I say I am--not who they say I am. If they say that I am who they say that I am--then prove your claim.


Quote:
Originally Posted by EdgarW
Hi, Jersee,

Thanks for the critique on my musings. I realize that the credit report and twin are not my creations and therefore not mine. Are you suggesting I take control of them to make them mine?

Still in a fog but trying to wake up,

EdgarW
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"FOR AS HE THINKETH IN HIS HEART, SO IS HE."
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