Banks, Collectors, and CRAs Discuss the elimationa of secured and unsecured "debt", as well as tactics for dealing with debt collectors and credit reporting agencies.


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  #1  
Old 07-29-2005, 06:41 PM
kgod999
 
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Smile Automobile loan success?

Ok, im back. This thread was originally under "interesting automobile situation." I purchased a vehicle in April of this year, made one payment, sent in a certified promissary note, demanded the finance company come and get the vehicle if the note didnt discharge the loan. Its now almost August and i havent heard a peep from them and still driving my vehicle. hmmmmm
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  #2  
Old 07-29-2005, 06:52 PM
PJT04
 
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Smile

Quote:
Originally Posted by kgod999
Ok, im back. This thread was originally under "interesting automobile situation." I purchased a vehicle in April of this year, made one payment, sent in a certified promissary note, demanded the finance company come and get the vehicle if the note didnt discharge the loan. Its now almost August and i havent heard a peep from them and still driving my vehicle. hmmmmm

GIVE IT A FEW MORE MONTHS. SOME "SPECIAL INVESTIGATOR" MIGHT BE CONTACTING YOU SOON AND THEN IT'S REPO DUDE TIME.

THEY LEFT ME ALONE FOR 4-5 MONTHS AND THEN THE LAWSUIT PAPERS SHOWED UP.
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  #3  
Old 07-29-2005, 07:35 PM
kgod999
 
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automobile

ok, thats why i thought about sending out a 10 day contract, prove the cpn didnt discharge the loan or waive all rights and interest in the vehicle.
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  #4  
Old 07-30-2005, 12:36 AM
Butch
 
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What does your credit report say K.?

???
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  #5  
Old 07-30-2005, 06:53 AM
kgod999
 
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automobile loan

havent looked at my credit report in a while
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  #6  
Old 07-30-2005, 08:37 AM
PJT04
 
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Quote:
Originally Posted by kgod999
ok, thats why i thought about sending out a 10 day contract, prove the cpn didnt discharge the loan or waive all rights and interest in the vehicle.

LET ME KNOW IF YOU CAN KEEP THEM FROM TAKING YOU TO COURT. IN MY CASE, THEY BASICALLY IGNORED EVERYTHING. I HAVEN'T HEARD OF ANYBODY HAVING SUCCESS WITH A CPN.
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  #7  
Old 07-30-2005, 08:41 AM
kgod999
 
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loan

i think the contract i will send should do the trick
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  #8  
Old 08-11-2008, 05:17 PM
MOOR MAN MOOR MAN is offline
Waking Up
 
Join Date: Jul 2008
Posts: 11
Peace Kgod,
When U Say "purchased" Do U Mean Financing Or Leased? Eye Trying To Do The Same Thing But Instead Of Sending A Promissory Note, Eye Am Going To Send A Letter Of Credit. Eye Am Trying To Get Some Feed Back Here But Maybe Eye Am Not Known Enuff As Of Yet. Ur Name Caught My Attention, Especially The 999.
Htp
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  #9  
Old 08-13-2008, 09:31 PM
ThomPaine ThomPaine is offline
Practice Makes Perfect
 
Join Date: Oct 2006
Location: georgia state
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he is not on this board anymore.. there are threads that are more upto date regarding this subject, so if you do some searching you should be able to find what you are looking for.. if the site search doesnt work for use, trying using google and limit the results to this website/domain.

Thom
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  #10  
Old 08-14-2008, 05:17 AM
ezrhythm ezrhythm is offline
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He be talking 'bout financed.
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