MBNA and debt collector collecting on same account

I'm in the beginning/middle of a court case against MBNA. They want $20,000+. I have a debt collector (D.C.) calling that I can only assume has bought this account from MBNA. The D.C. calls almost daily. (I have not answered.) I guess I'm slow but it just hit me today that I have 2 different "people" wanting to collect from me on the same "account". So I'm to pay $20,000+ to MBNA and $20,000+ to D.C.? (ha) There has to be some "law" against this, right? Anyone been in similar situation?

Thanks,
ras

[theghost]

Ras, is the debt collector Wolpoff & Abramson? These guys handle most, if not all of MBNA's collections. Your creditor is MBNA, but the debt collector calling you is their attorney, I'm sure. MBNA doesn't go to court without one. Just respond to the D.C. There is much to read here in the download section that should help.

[Judge Roy Bean]

Originally Posted by ras

I'm in the beginning/middle of a court case against MBNA. They want $20,000+. I have a debt collector (D.C.) calling that I can only assume has bought this account from MBNA. The D.C. calls almost daily. (I have not answered.) I guess I'm slow but it just hit me today that I have 2 different "people" wanting to collect from me on the same "account". So I'm to pay $20,000+ to MBNA and $20,000+ to D.C.? (ha) There has to be some "law" against this, right? Anyone been in similar situation?

Thanks,
ras

ras - MBNA can't file the suit themselves - they have to have a firm licensed to practice law in your state to do that, hence they hire bottom-feeder "spe******ts" to do their dirty work.

To them, it is all a matter of routine - they do hundreds every week in some districts. For that amount of money (depending on your personal circumstances, assets and the state you live in) you're in for a serious fight so arm yourself.

This is getting redundant, but you really need to go look up the court dockets where these kinds of cases are tried in your area. Sit in on some of them and just watch and see how they're handled.

You'll see people trying to represent themselves (pro se) get steamrolled, particularly when they try to match wits with a judge on points of law.

For that amount of money, you ought to find an attorney who has gone up against them. I'd recommend you visit http://www.naca.net.

Originally Posted by Judge Roy Bean

ras - MBNA can't file the suit themselves - they have to have a firm licensed to practice law in your state to do that, hence they hire bottom-feeder "spe******ts" to do their dirty work.

For that amount of money, you ought to find an attorney who has gone up against them. I'd recommend you visit http://www.naca.net.

Anyone who recommends hiring an attorney is a bottom feeder.

Ras, go watch any case. If there are two attorneys, one loses. They both take the client's money anyway. Learn the truth, and fight the system. Don't represent yourself, as you cannot possibly do that. (you are yourself). Just go get the knowledge you need to get them to leave you alone. All attorneys I have seen are incompetent and unethical. All attorneys I have seen have no conscience.

I recommend you read David Merrill's posts here, and contact him for more information.

I cannot post a "judgment" yet, but I am days away from it.

Henry Franklin.

David Merrill???? Get real. he's a total loose cannon and knows nothing except how to spout big words that look impressive but mean nothing.

He's a total loser - 48 years old and still lives with and survices on his mother.

hes a nut case off his medicine and knows nothing about everything.

bean's suggestion is good. find out what goes on and THEN decide how you want to play the game. remember, its their field, bat, and ball. they know the rules and can kill yoou with them.

with 20 grand at stake, you can afford to invest some time.

Howard

[Ice]

HHand,

Your post is not unlike another post I have recently commented on.

Check yourself. Berating other members will not be tolerated. You can do that at some other websites... but you won't do it here.

There is no substance to this kind of personal attack.

I will not repeat myself.

Ice

Originally Posted by Ice

HHand,

Your post is not unlike another post I have recently commented on.

Check yourself. Berating other members will not be tolerated. You can do that at some other websites... but you won't do it here.

There is no substance to this kind of personal attack.

I will not repeat myself.

Ice

okay i'll tone it down. but i still think that relying on someone who has no credentials other than what he makes up is asking for trouble.

look, i listened to a BIG untax guru some years ago.

i was lucky -- i didn't lose my house or my family

i paid for his advice twice. once to him for over $1000 second time came out of my hide to square up with the state and the feds.

[citizensoldier]

Originally Posted by HHand

okay i'll tone it down. but i still think that relying on someone who has no credentials other than what he makes up is asking for trouble.

look, i listened to a BIG untax guru some years ago.

i was lucky -- i didn't lose my house or my family

i paid for his advice twice. once to him for over $1000 second time came out of my hide to square up with the state and the feds.

I respect your skepticism; however, I don't see how the likelihood of someone committing a crime against you has anything to do with their "credentials" on a subject. Furthermore, let's not forget there are thousands of "credentialed" people that don't know what they're talking about in the very area of knowledge they are "credentialed".

[Ice]

Originally Posted by HHand

okay i'll tone it down. but i still think that relying on someone who has no credentials other than what he makes up is asking for trouble.

look, i listened to a BIG untax guru some years ago.

i was lucky -- i didn't lose my house or my family

i paid for his advice twice. once to him for over $1000 second time came out of my hide to square up with the state and the feds.

The processes that don't hold up are one of the reasons we are here. There are a lot of people out there selling processes that, for one reason or another, don't work.

If you would care to share your entire experience you may receive some valuable information in the comments from the members. And this doesn't cost you a dime. And if you would like to warn others about your bad experience with that particular "service provider"... there is a section in this forum for that also.

The one thing I have learned from dealing with the IRS is that the IRS doesn't give up easily. And they play rough if they think they can get away with it (which is most of the time). It is a little different when dealing with a collection company or other creditor... but they can make use of their friend "the court". That is another ball game altogether.

What most people don't seem to realize is that they can affect a remedy and acquire a judgment in their favor. Some have acquired a "judgment" but the court won't recognize it and they don't know how to obtain that recognition.

It could be that they are in the wrong court... which is a whole different issue.

Ice

[Jerseee]

Judge Roy Bean,

You're getting awfully close assisting members to think more sovereign and less slave-like. If my eyes aren't deceiving me, it appears you offered a possible solution or encouragement?

I think there is a part of you dying to get out and do more things like this!

Thanks for the effort!

Originally Posted by Judge Roy Bean

ras - MBNA can't file the suit themselves - they have to have a firm licensed to practice law in your state to do that, hence they hire bottom-feeder "spe******ts" to do their dirty work.

To them, it is all a matter of routine - they do hundreds every week in some districts. For that amount of money (depending on your personal circumstances, assets and the state you live in) you're in for a serious fight so arm yourself.

This is getting redundant, but you really need to go look up the court dockets where these kinds of cases are tried in your area. Sit in on some of them and just watch and see how they're handled.

You'll see people trying to represent themselves (pro se) get steamrolled, particularly when they try to match wits with a judge on points of law.

For that amount of money, you ought to find an attorney who has gone up against them. I'd recommend you visit http://www.naca.net.