Auto Loan Discharge With Title

jjetts4 · #1 08-06-2005, 03:47 PM

A couple months ago I sent out IBOE's on two vehicles. To my dismay I recieved in the mail letters stating the balance is $0 and account closed. Even better I recieved title in the mail and then since sold the vehicles into LLC's in Wyoming (I am in Fla) wheras I am not listed on the corporate records.

On the credit report for one vehicle it stated $0 balance due account closed paid as agreed. On the other vehicle it still is listed.

With the vehicle that is $0 balance due I recieved some letters stating that the amount they recieved was believed to be an amount to pay off the vehicle but was not enough, please remit 44k. They have never once stated they did not recieve payment nor that payment was no good. They even sent me a copy of the IBOE which appears monetized on the back. They have also since sent a Notice of Default and Opportunity to Cure or Reposess which I sent them an Affidavit within 72 hours. I have not heard back and am not sure what to expect.

With the other vehicle I recieved from them a late notice. No letters just a late notice. When I sent a letter requesting verification etc, no reply. I did continue paying on that one with stips written on the checks that the money would be refunded upon completion of investigation. I also sent them out an affidavit with no reply.

They are both in dishonor. I am the true title holder of the vehicle (you know what I mean- certificate of title holder). I have letters stating they were paid off, and not one letter stating payment was no good, and no reply from affidavits.

Any thoughts or ideas of their next move if any?

Thanks for the feedback.

gatorguy3 · #2 08-06-2005, 07:59 PM

IBOE stands for what?

charlesa6 · #3 08-08-2005, 07:10 AM

Quote:

Originally Posted by gatorguy3

IBOE stands for what?

Check the download section under abbreviation for suijuris.

weishaupt1776 · #4 08-08-2005, 07:22 AM

For what it's worth, and I know we need to settle this administratively; however, you should be studying the appropriate motions to dismiss, affirmative defenses, and how to subpoena their bookeeping entries with a forensic accountant as a witness

David Merrill · #5 08-08-2005, 07:23 AM

They are attempting to readjust the payoff.

You will probably be hit with presentments in the mail. Maybe by process server. The proper process is Refusal for Cause timely but they may ignore that.

I bogus (you have not been injured yet) Libel of Review will establish an evidence repository for your R4Cs in the cognizance of the United States. That way if they do proceed against your R4Cs you can get certified copies from the district court clerk to prove them.

Regards,

David Merrill.

gatorguy3 · #6 08-08-2005, 08:28 AM

Charlesa6,

Not a chance. I looked all over and cannot find abbreviations anywhere. Can someone help?

seeker · #7 08-08-2005, 12:12 PM

"International Bill of Exchange"

charlesa6 · #8 08-08-2005, 07:43 PM

Quote:

Originally Posted by gatorguy3

Charlesa6,

Not a chance. I looked all over and cannot find abbreviations anywhere. Can someone help?

Copy of LegalDocAbbreviations. Enjoy it.

masterduke · #9 08-12-2005, 07:18 AM

In reading the book "handling the collection case in Michigan". They warn the
debt attnys not to accept any sort of payment form that has final payment or some other lingo that discharges the debt because these instruments
can and do finalize the debt if they accept it for payment. Even if you send it to a "clearing center" where some clown is just opening and shuffling checks all day. It still counts! and they have been ruled against numerous times by their own black robed plaintiffs (judges) Must have to keep the "appearance" of justice going, or something. So they see it as a valid attack on their cozy little world. Filing counterclaims against the creditior is also something they don't like, as it creates a whole new case for mr. same old routine, works everytime, debt attny. to deal with.
There is the need to study your states rules of civil procedure. West Law Annotated goes deeper than Blacks Law. I'm sure there is a simalar book (handling the collection case) in your local law library, you may have to ask for it, as that book is kept Behind the librarians counter here in mich.

David Merrill · #10 08-12-2005, 07:25 AM

I think there is confusion about the prefix "International". All bills of exchange are international in nature. People trade things in theory, substance for substance when dealing locally. Notes were invented for the purpose of not having to carry substance (gold coin) in one direction of the merchant routes.

http://friends-n-family-research.inf...re_Islamic.wmv
PBS clip

This is likely why nobody bothers with a convention of putting "International" in front of bills of exchange.

Regards,

David Merrill.

P.S. Masterduke; I read a treatise years ago about why judges never close cases. They only dismiss them. By closing the case, the attorney in the black robe is declaring the cause has reached resolution - that the obligations have been paid off.