Banks, Collectors, and CRAs Discuss the elimationa of secured and unsecured "debt", as well as tactics for dealing with debt collectors and credit reporting agencies.


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Old 08-10-2005, 02:58 PM
gatorguy3 gatorguy3 is offline
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Credit Report has Items Incorrectly listed

Does anyone know the easiest, most effective way to have items removed from a credit report that are incorrectly reported. I have a friend who has items listed on his report that are his father's items. They do not have the same name and neither one of their ss# is on the account being listed. I know on one of the accounts for sure, his father is listed as an authorized user on the account with no ss# listed. That is one of the items being listed on my friends credit report.

Any answers will be appreciated.
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Old 08-10-2005, 10:08 PM
Smith Smith is offline
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I had the same problem only with a girl friend . I got copies of the reports then challenged them to prove or verify that the accounts where mine . They where removed nothing fancy just simple letters.
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Old 08-10-2005, 10:45 PM
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charlesa6 charlesa6 is offline
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Quote:
Originally Posted by gatorguy3
Does anyone know the easiest, most effective way to have items removed from a credit report that are incorrectly reported. I have a friend who has items listed on his report that are his father's items. They do not have the same name and neither one of their ss# is on the account being listed. I know on one of the accounts for sure, his father is listed as an authorized user on the account with no ss# listed. That is one of the items being listed on my friends credit report.

Any answers will be appreciated.
Check member download section under CRA & Credit clean up. You can adjust it to fit your own situation.
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Old 08-10-2005, 10:45 PM
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That is good advice but also add to please verify there information and they cannot. Bobbie
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