Mandatory Direct deposit?

[wirlwind]

My son is working at a company and they are putting up signs all over the plant that they are going to mandatory direct deposit of paychecks. The company is supposed to have representatives from different banks there sometime in the next few weeks to sign up those that don't have bank accounts! Can they do that? A lot of employees are real upset about it, as would I be. It seems like that it is going to come down to the fact that the only way you can work is to have a checking account. then the governent can get into it anytime that they want to or anybody else that says that you owe them a bill! I know from past experience that it isn't hard for anyone to get into your checking account.

[suijuris]

What, are they going to fire anyone without a bank account?

Was that part of the agreement when your son was hired?

[weaponx71]

I know he's already hired.. and its a tough track to go down to GET a job without one.. but what if you didnt??

How can you get a bank account. I mean.. some have none interest bearing accounts but its rare.

Good point SJ.... if its not in the agreement then how can they force it. Sure they can just retype it to reflect the change, but he wasnt hired under that agreement.

And right, I guess the next question is... are they going to fire him for not having or getting one??

[test]

What I have seen is that most of the time the "agreements" or contracts will have some clause saying something like:

"We reserve the right to change/add/modify the rules or the terms of the contract/agreement whenever we want and for whatever reason and we do not have to notify the signing party ..."

Or something to that effect, so they are always covered and can do whatever they want whenever they want.

It is very similar to the unilateral agreements of the credit cards aplications, they can put whatever crap they want and change it whenever they want, as long as you need the service, the job, to rent a place, to drive, etc. you will have to sign and accept whatever conditions they have or change/add at a later date.

I know that perhaps if you sign with A.R.R. or something similar to that it may work for you but if they do not like that you put that in your signature sometimes they may reject the whole thing and you are back to square one, needing the service, the job, to rent a place or whatever and eventually you will have to accept the conditions or find another way to get what you need.

[wirlwind]

thanks for the thoughts. He is definitely going to protest it. May not do much good. Does anyone else get the feeling that the whole protest movement is rollercoastering down to some major event? It seem like everything is coming from all fronts all at once. What amazes me is that anyone could be impervious to what is right in front of their face!

[RickA]

The office that I work in also has direct deposit. They prefer to have all in it, but would terminate if a man or women wanted to.

[iamfreeru2]

This is why I prefer to work for myself. I almost went to work driving a school bus at one point and was going to hire on till I was told direct deposit was requirement for the job. All companies will be doing this eventually. If one can work for themselves that is the best way to go in my opinion.

[fulltitle]

WITHOUT PREJUDICE
There is probably some way to arrange the direct deposit be diverted to a third party or even to a non-US bank account. One might also be able to arrange a garnishment or levy on one's own funds by a trust under one's trusteeship and have the garnishor's bank spit out a cashier's check. Maybe you could convince your company to sign up for Paypal.

Giving your job's bank a UCC related notice might be a means of forcing them to cut you a bank check.

Just some idears.

[sadie]

About 6 months ago I saw some head honcho for VISA on tv talking bout their plans to have everything electronic using their visa card. All pay "checks" would just be electronically credited to your card and then you use it to pay for everything. And their goal is to go global with these plans.


I guess the National ID will have the visa logo on it. That way they really control everything and everyone. I imagine then if you get stopped for a traffic violation they will automatically check you r ID and charge the account the fine. If you want to not pay for something and they don't like it they can just electronically block your account, or dip into it at will don't you think?

[sadie]

Here are some links to Visa Corporate. Check out some of their "ideas" and their government meetings all over the world

http://corporate.visa.com/md/nr/press256.jsp?src=home

http://corporate.visa.com/ip/growing_e.jsp