Is Someone Trying To Serve Papers On Me?

Hey all long time no hear from. Although I've been quite busy planning my wedding and stuff, I'm still carrying the torch with this credit repair business. To date, I've elimiated close to $90,000 out of $110,000 in unverified debt from my TU, EQ, and EX credit reports.

Anyway, I had the strangest thing happen to me the other night around 8:30pm and I need your input. A person rang my intercom bell but the person didn't answer when my fiancee asked "Who Is It." Obviously my fiancee did not let the person into the lobby.

About 10 minutes later, the person rang the doorbell to our apartment. I don't know how the person got through the downstairs door but, he got through. My fiancee asked again "Who Is It?" The guy didn't give a name but proceeded to ask for me. My fiancee said "She's not here" and the guy asked "Are you her brother?" My fiancee said no. My fiancee said the guy was wearing some T-shirt that said "Harlem" on the front with lots of graffiti on it. The guy also appeared young, perhaps in his mid to late 20's.

The guy then said "Could you take this package for her?" My fiancee said no and, at that point, I stepped in front of the peep hole to see who was at the door. All I could see was some guy waiving what appeared to be a fake badge at the peep hole. Finally, my fiancee said that I don't live there and told the man to get away from his door.

I thought that, perhaps, the guy was a process server but wouldn't a server say that he/she is there to serve papers or something? As you know, I've sent countless VOD letters to several bank attorneys and collection attorneys and none of them have provided certified verification of the debt. My last encounter with this a collection attorney for my American General Account (the account where my signature was forged on the contract). I asked him for verification and validation per the FDCPA or to cease all collection activity on this account. The lawyer immediately wrote back and said that he "would not pursue this account further until he gets proper verification of this alleged debt from the creditor . . ." That was about 2 months ago.

Accordingly, I called the New York State Supreme Court (NY's trial court) for my county and the US District Court for my county the next day to see if someone has filed a lawsuit against me. Both the State and the Federal Court said that no lawsuits are pending against me.

The only other explanation for this could be an old boyfriend that has a serious grudge against me. One of my old boyfriends called me on the fly about 6 weeks ago looking for a date. I told him not to call me anymore because I'm now engaged now and my fiancee lives with me. I haven't heard from this guy in about 1 year. In any event, this guy became very angry with me and seemed very scorned to say the least. This guy is also a former bouncer, is currently a black belt, and was trying out for the CIA last year, so it's possible he's an officer now. He also knows about my credit repair stuff and he's even asked me to help him out in the past.

So am I being sued, harassed, or both? I really hope it's not a debt collector trying some shady tactics but, if so, should I place my money in another bank account? I heard some collectors will forge process papers, get a default judgment against you, and then place a hold on your bank account. Please advise.

[iamfreeru2]

If this were me I would not have a bank account and as most on this site have heard from me, I do not. Having a bank account with a SSN on it is asking for trouble and can be used as evidence to show you are a US citizen. If you are trying to remove yourself from commerce having a bank account is not accomplishing what it is you are wanting to do and is also attachable. JMO.

Originally Posted by iamfreeru2

If this were me I would not have a bank account and as most on this site have heard from me, I do not. Having a bank account with a SSN on it is asking for trouble and can be used as evidence to show you are a US citizen. If you are trying to remove yourself from commerce having a bank account is not accomplishing what it is you are wanting to do and is also attachable. JMO.

Thing is - my job REQUIRES that everyone has a checking account for direct deposit, so I can't get paid at the end of the work week without a bank account!

So is someone trying to serve papers on me or is this some bozo trying to harass me?

Very suspicious indeed.

The correct response, in my opinion, would have been "Hang on a minute while I grab my video camera."

Henry Franklin

"Hold on a minute while I get Mr. .357."

Hey Henry..... Great Book!!!!

[Livefire]

or.....I want you to meet my very good friends......Smith & Wesson!

Originally Posted by Livefire

or.....I want you to meet my very good friends......Smith & Wesson!

Hey guys that's really funny. However, the worse is actually true. I am being sued. See the updated post on this forum for details.

[charlesa6]

Originally Posted by cute_chick

Hey guys that's really funny. However, the worse is actually true. I am being sued. See the updated post on this forum for details.

Sorry to hear, but you can fight it, and prevail. Is all about kudos.

YUP that was a process server.

Process serving is a sticky sort of thing- I know I used to do it in between jobs.

First- The process server doesn't have to say " I'm a process server"

Second- lots of these guys carry badges- with absolutely no authority behind it. Some could even venture as far as saying they are impersonating a Police ( Policy) Officer. I never did carry one.

Calling the Po PO is a NO NO as the Police will be pissed that you made them come out to the site. They will force you to take it.

If you see someone you don't know at he door- don't answer it until you can ascertain for sure whom it may be. Don't talk, Don't open the blinds or what ever. If they see you/movement they can submit it as an Evading and send to publication and mailing to last KNOWN address.

Third- ( persuant to your states rules of service)...they can leave it with anyone over the age of 14 years that occupies the abode. ( Hmm 14- that's common law age of adulthood- always wondered about that myself until I started looking into this stuff- but I digress).
Usually it takes 3 tries before substituing on a occupant. This doesn NOT have to be a resident!!! It can be a baby sitter, or anyone that is there.

Forth- You can be definitively ID to be at that home if your Recieve your MAIL there. It doesn not matter if you have moved on or not. Good reason to start getting your mail at :General Delivery" at the Post Office.