Banks, Collectors, and CRAs Discuss the elimationa of secured and unsecured "debt", as well as tactics for dealing with debt collectors and credit reporting agencies.


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Old 09-16-2005, 07:44 AM
Bulletproof Monk's Avatar
Bulletproof Monk Bulletproof Monk is offline
Practice Makes Perfect
 
Join Date: Sep 2005
Location: A state of oneness with myself and the world.
Posts: 257
Smile The cattle of the Matrix, or "what would your Mum think?"

WHAT DOES YOUR MUM THINK?

That's a good question...

If she's anything like my mum, a god fearing honest citizen, who's worked and struggled all her life, and at 63 has loads of debt and no money, who sits in her chair dreaming about winning the lottery with the numbers she's faithfully used for the past 20 years...then join the line.

I approached her with my knowledge and remedies and the conversation went something like this:

Me: "Have you ever considered asking the credit company to verify your debt with them?

Mum: "What are you talking about?"

Me: "Well, as you know I've been researching this for about 12 months now, and I have realised that we don't actually owe any money.."

Mum: "RUBBISH!...what a load of nonsense, you need your head seeing to..."

Me: "I'm serious, listen, Have you heard of a Bill of Exchange?"

Mum: "A what?"

Me: "Basically what you did when you signed up for the credit card is you exchanged your signature for some cash"

Mum: "So what?"

Me: "Don't you see, the credit card company took your signature and sold it / passed it on to a bank in exchange for money. They got paid, and now you're double paying them..plus interest."

Mum: "Nonsense, I got the money and I'll pay it back...I come from a different world where we pay back what we owe...the honest way...none of this trying to get out of things.."

Me: "But you've already paid..."

Mum: " Oh..don't be stupid...anyway I don't want to hear anymore, you do what you want and leave me out of it.."

Me: "What are you afraid of?"

Mum: "I just don't want all the hassles, for god's sake, you'll give me a stroke.."

"Me: I'm just talking about asking a couple of questions..."

Mum: "What for, you don't need all that nonsense, I've lived all my life without hassles like that, and I don't want to know about it."

Me: "What hassles..."

Mum: Just stop it...you're giving me a headache...I'm just not interested."

Me: I'm not attacking you, I'm just trying to help, last night you were complaining and worrying about debt, and how you wished you could get rid of it..."

Mum: "I'll just pay it off...I don't want it, and then it's finished.

Me: "But you don't need to?"

Mum: "RUBBISH...!!"

Me: " Would you rather have the hassle of paying back $3000 you can't afford, or would you rather just write a couple of simple letters...I'll even do it for you!"

Mum: "I don't want you doing anything...you just look after yourself, everyone's an individual, and I'll do it my way...anyway, it's a load of rubbish, you'll just get yourself in trouble nipper, it's not worth the hassle...you'll end up in jail the way you're going."

Dad: Your mum's right..there's no way they'll let you get away with that, you'll be blacklisted, and have to go to court..

Etc Etc

What you have here is a combination of ignorance, pride and denial which comes from the fact that most people don't want to be told they've been conned their whole life, that their son is more informed than they are, and they don't want to think of themselves as being poor, or needing help from anyone...

As a result of this, and fear, yes the one thing that prevents us from standing our ground is the indoctrinated fear of something bad happening to us. DO NOT QUESTION AUTHORITY.

Luckily, I never bought into it. I always question authority, and nine out of ten times it's wrong.

FREE YOUR MIND.

In the Matrix, when Morpheus asked Neo if he thought that was "air" he was breathing, Neo had a consciousness shift.

The world was no longer flat.

For my mother, the world will always be flat, and it is people like her that the credit companies thrive on, they LOVE them.

My mother was so concerned that she hadn't recieved a statement recently that she phoned the company. I listed painfully cringing in the background, wondering how someone could be so stupid..is this my mother!!!

She proceeded to give them her name (voice recorded for ID and also creating an implied contract), her date of birth, her NEW home address...yes the place of residence of her PHYSICAL body, as opposed to the created LEGAL FICTION strawman trade name, her home telephone number and asked to be sent a new statement.

AAAAAAHHHHHHHHHHHHHHHHHHHH!!!!!!!!!!!!

I cried in my head.....not only has she hung herself, but compromised my position in terms of connection / next of kin / contact etc..

NEVER do business over the phone...rule one.

NEVER respond to appelations (someone calling your name) by a corporation, same applies in court...when the judge asks for your name, you should ask "If I give you my name, am I entering into a contract with you?

They do this to gain juristiction over you. - rule two.

NEVER give your home number, home address or call their office. - rule three.

You create the contracts (all law is contract) everyday, both assumed and not. We live in a society which has an implied "social contract"..you can go to Wikipedia and look it up. While you're there follow the threads and look up "Pope" Papal Law, Anglo Saxon Law, Crown, City of London, Bar association, legal person, natural person, sovereignty, etc etc..you can learn an awful lot just by following the highlighted words.

Remember who you are...there is a "real" matrix with real code. In order to break free you must learn the code.

Don't jump into it until you've studied this stuff for at least 12 months.

The rabbit hole goes a long way, and once you take the red pill, you can't turn back...but there is light at the end of the tunnel, as that tunnel of darkness and fear leads to freedom.

May the force be with you...always.

Bulletproof Monk
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  #2  
Old 09-16-2005, 11:14 AM
francis
 
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mum's the word

I feel you brother. I deal with hurt and sick people all the time and I talk to a few that are in debt up to their eyes and give them some options on getting out of their situation. Few listen, much less act. Many are called, few are chosen. Most sheople are used to the routine of their prison and are scared of change, no matter how bad their prison. Throw open the door and they would walk by it and deny it was open.
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