Banks, Collectors, and CRAs Discuss the elimationa of secured and unsecured "debt", as well as tactics for dealing with debt collectors and credit reporting agencies.


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  #21  
Old 09-18-2005, 11:14 PM
masterduke masterduke is offline
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Ahh Yes the wonderful DA. What a concept, he "represents the people of the state of ....." How did he do that? What is the state? It is the imaginations of some dead lawyers 200 some years ago and thats all it it is! There is no state,no nation, no citizens.
(yes there are "clowns" wearing costumes who are willing to kill you to convice you otherwise) It all falls apart on "their" no duty to protect, period.
That is an awful thing that their prosucuting a "felony" action when in reality the state "owns" the vechicle outright anyway. They are the holders of the manufacters orginal title, not you, you recieve a copy of it. The orginal is sent to the state capital, since they are the "real" owner of the auto. Thats how they are able to levy fees forcing you to purchase tags so you can operate it on "public" roads. Thats how they steal it legally for any reason; cops accusation, bust, "tax" issue, the list is endless.
What do you call a thousand attorney's at the bottom of the lake? A good start!

Last edited by masterduke : 09-18-2005 at 11:16 PM.
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  #22  
Old 09-19-2005, 12:28 PM
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MADDOG MADDOG is offline
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Judge Roy Bean, you may have missed my earlier question regarding arbitration awards from small independent companies. I'll ask again.

Do you know of any decided case(s) finding/ruling that Champlain Valley Arbitrations, formerly of New York, NY, and/or Century Arbitration Associates of Ocala, Florida, are or have ever been convicted of fraud or collusion with the Debt Elimination industry?

If either you, or anyone else, does PLEASE let me know - I appreciate your help.
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  #23  
Old 09-19-2005, 03:04 PM
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Judge Roy Bean Judge Roy Bean is offline
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Quote:
Originally Posted by MADDOG
Judge Roy Bean, you may have missed my earlier question regarding arbitration awards from small independent companies. I'll ask again.

Do you know of any decided case(s) finding/ruling that Champlain Valley Arbitrations, formerly of New York, NY, and/or Century Arbitration Associates of Ocala, Florida, are or have ever been convicted of fraud or collusion with the Debt Elimination industry?

If either you, or anyone else, does PLEASE let me know - I appreciate your help.

Sorry I missed that one - no decided cases against those firms at the Federal level, civil or criminal.

There are reportedly a number of injunctions against the schemes, but it's a bit like trying to stop people from copying music on computers. It's just too easy to set one up. Some were nothing more than web sites with a fax number and strangely enough, their entire list of case customers happened to be people who had purchased a CC debt elimination package.

The CCC's basically ignore the results because the CC agreement specifies the firm(s) or the association of firms or at least some qualifications that are acceptable for the purposes of arbitration. Getting a ruling from an entity other than one of those is pretty much meaningless to the courts.

The problem is, almost anyone can call themselves an arbitrator. FYI - the ABA lists "recognized" national organizations of arbitrators; the members are independent companies:

American Arbitration Association
Construction Dispute Resolution Services
CPR International Institute for Conflict Prevention & Resolution
JAMS
National Arbitration Forum
NASD
FMCS
ADR Institute
National Academy of Arbitrators
California Dispute Resolution Council

If the firm or at least one of its key players isn't a member of one of those, chances are they won't be listed as a usable arbitration firm on the CC agreement and a debt attorney is going to challenge any alleged award from anything else.

It's like wanting a doctor who is board-certified in his or her specialty; you don't want to go to a dermatologist if you're bleeding internally.

Hope that helps.
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  #24  
Old 09-19-2005, 09:45 PM
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MADDOG MADDOG is offline
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MADDOG ASKED JRB:Do you know of any decided case(s) finding/ruling that Champlain Valley Arbitrations, formerly of New York, NY, and/or Century Arbitration Associates of Ocala, Florida, are or have ever been convicted of fraud or collusion with the Debt Elimination industry?

If either you, or anyone else, does PLEASE let me know - I appreciate your help.


Quote:
JRB ANSWERED:Sorry I missed that one - no decided cases against those firms at the Federal level, civil or criminal.

Thanks, Judge. How about any cases decided on the State level - particularly New York or Florida, where these companies were registered and doing business?

I don't see why it is any more unseemly for these small arbitration companies to be hired almost 100% of the time by debt elimination consumers than it is for NAF to be hired almost 100% of the time by CC issuing banks. I keep finding a double standard. What happened to equal protection under the law?

The banks were happy with their little arbitration steamroller until a few creative individuals decided to turn the tables on them and beat them at their own game buy ceasing the use of the CC before submitting a check which, if cashed by the bank, signified a new arbitration agreement using companies that didn't overwhelmingly depend upon banks for their bread and butter. Then some cases were filed alleging collusion between the banks and NAF, JAMS and/or AAA. I wonder how those are progressing... anybody know?

The whole practice of specifying ahead of time which arbitration companies must be used if there is a dispute simply reeks of a set-up.

I read a while back that significant persons on the board of directors at NAF were found to be affiliated with some of the banks (I forget which ones... I've read so many different things lately that my mental "cache" is spilling over, sorry...). I'll bet someone else here knows.
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