New check cashing snafu...anyone else notice?

[macerico]

Depositing a check into the tax-reserve account my boss has at the bank, the let me know that in the future, they could not accept deposits written to the bank's name.

They also told me they will not honor a check made payable to "Cash."

First, these jokers join the many banks refusing to cash a check written on their accounts without charging a $4.00 fee first.

Now, they don't want to honor a check made a bearer instrument. Last time I checked (still checking), the UCC did not invalidate the duty to pay on instruments made payable to "Cash".

Anyone else seen this going on. The tellers, of course, think their legal department can do no wrong.

Originally Posted by macerico

They also told me they will not honor a check made payable to "Cash."

Make one out to "bearer" and take it in, with two witnesses accompanying you.

Endorse the back:

Exchanged for non-redeemable Federal Reserve Notes of face value.

No liability assumed - No value assured.

True name - "Bearer"

See if they charge you $4.00, or if they give you any hor****.(I got to use my word again)

Henry Franklin

[logos]

A friend and I spoke to a woman who works at a bank and has to mingle with VP's, etc. He told her a certain branch of her bank had done the same to him. She said the branch charging that fee was a BIG no-no. She confirmed that their banking license did not permit them to do that and they could lose it if the State banking authorities found out. She stated what happened to my friend was the branch's own doing and violates the bank's policy, and furthermore, if he'd accompany her to that branch so she could see the bank's personnel do this, she'd report them to the VP and have the entire branch cleaned out.

This may be the situation in many of these cases. A bank's higher-ups may honestly not know what games their various branches are playing. In this case, the books could show one's check was fully cashed even though they handed you the face amount less $4.00. Their actions are somewhat analogous to the bank charging the phone company a "fee" to process the bank's phone bill.

Another bank tried to pull the same on my friend and he threatened to come back with a notary to witness their dishonor. Upon hearing this, the manager said, "well, we don't have to go there." They know it's a commercial dishonor for them to refuse to give you the full face amount; they have a fiduciary obligation to do so. They get away with it because they know most poeple don't know better.

Originally Posted by macerico

First, these jokers join the many banks refusing to cash a check written on their accounts without charging a $4.00 fee first.

[macerico]

In the case of the $4.00 fee, they say it is in the contract with the check issuer's account. However, it applies only to "payroll" checks. I wonder what would happen if I brought something else in.

Originally Posted by macerico

In the case of the $4.00 fee, they say it is in the contract with the check issuer's account. However, it applies only to "payroll" checks. I wonder what would happen if I brought something else in.

No liability assumed - No value assured means that you don't accept the terms of any other agreement. You are not bound to their agreement.

Henry does this work on traffic tickets.Dosen't having a bank account put you in the system.

Originally Posted by Mr Nuetron

Henry does this work on traffic tickets.Dosen't having a bank account put you in the system.

I use it on all negotiable instruments or presentments that I receive.

I don't know what you mean by "does it work."

If, by that you mean does it do what it says, yes. It is a simple but powerful disclaimer that you are not assuming liability or assuring any value to your signature of the instrument.

I don't have a bank account.

Henry Franklin

How do you get your checks cashed.Have you gotten rid of ssn,birth certificate or annulled them somehow,have you tried using cracking the code filing suggestions.Sorry for the multitude of questions Henry getting out this system is my goal.If i don't go to the pokey by tuesday and get rid of the other 2 tickets,i would like to focus on no marriage license, birth certificates,drivers license,tax system,ssn and anything else that ties me in. (two in the legal process)

First, I don't get checks "cashed", as I don't know what that means. I exchange them for non-redeemable Federal Reserve Notes, just as written in my endorsement.

1. I have filed a Certificate of Doing business under an assumed name ("DBA") at the local county recorder.

2. Any license that I am in possession of is a DBA name. Thus, I have written with a red Sharpie(R) pen, "DBA" above the name, and the signature.

3.I had an apostille put on an approbation that my parents did of my family bible, showing what my true and given name is: "Henry Franklin."

Everything I have, I have been given. I owe to those who don't know, because someone who did know taught and nurtured me. I consider this my biggest responsibility: Giving back.

Henry Franklin

Could you do a David Merril (although even when he breaks it down im no better off understanding wise but the subject matter generally hasn't been something i've thought about)and break down what those mean.Is the dba your straw man or Henry Franklin and what is the significance of the red sharpie writings.So with your dba on say your license protects you from or enables you to do what.Communicating this to me may seem like the fischer price forum of S.J.I remember you said that you terminated your marriage license but not your vows.