NEED HELP

[Jerseee]

Dattwing,

Good for you!!! Way to go on the critical reading.

Montana has a very very good starting point for this situation. I wouldn't say for you to act confused but a bit perplexed as to whom these individuals are and how did this all come about.

Montana's method could possibly get you a detailed papertrail which is a good thing. But nevertheless, keep demanding verification and if you really want to see some action--file a complaint and a lawsuit against them--then watch the feathers fly.

[Ice]

Ricky and Henry,


There is a great example of a Debt Collectors Disclosure Statement in CTC3.


Like I have said, CTC3 is a good starting point.


Ice


&

[seeker]

I would appreciate any comments regarding my earlier post on the NAF and the Debt-torney --- send a copy to NAF of the reply I made for Validation to the D_A or do I wait for them to contact me?& Am I being invited by the D_A to participate, or will they declare an involuntary, fraudulent judgement?


&


Any thoughts would be appreciated!& ASAP.


&


Thanks.


Seeker

[Jerseee]

Seeker,


Did you demand verification before?& If so, do you have proof that they received your demand?& If so, did they provide you with proof?& if not, then you should demand certified verification before they proceed on anything.& Copies are not certified verification--even if they have your signature on them.& You want the originals with the original signatures--not photo copies!!


Then politely mention that it is a felony to purchase evidence if they are not the original creditor.& Get you case laws together and be prepared to prove your claim.

[seeker]

Jerseee;


I have requested validation and got nothing except this "CLAIM FORM" for the NAF stating they are seeking Arbitration.& Yes I have certified mail receipt (2).& My concern is to remain in honor but not to give NAF or the D_A an invitation to trespass.& I have again requested validation/verification and received no response to it -- as if that was not even asked.& Also, they are not licensed to do business in ILL -- is that relevant?


Thanks.


Seeker

[Ice]

Yes, it is relevant.& If they are not licensed to do business within your state... they can be fined.


Check with the SoS of your state to see if they are "registered" with the SoS and if they have an "agent" in your state.


&

[Jerseee]

Seeker,

Regardless of the situation--you need verification. You can't possibly be expected to pay for something that may or may not be valid.

[seeker]

If the debt-torney continues to ignore my requests, what are my options?& I have sent the request, return receipt, they have received it, but are still not replying&to my request!& Their "answer" was this NAF claim form that they purport to have sent to the NAF and said I had 30 days to respond.& I did respond to the debt-torney but did not, as yet, send anything to NAF.& They did not contact me, but were referenced on the "Claim Form".& I smell a rat, is the bottom line.& They are inviting me to participate in Arbitration.& By not&carbon copying&to the NAF, am I opening the door to their intrusion?& Or do I copy them and hope that they do not take <U>that</U> as an invitation?& Catch-22?& I don't know.& Thus, my dilemma.&


Thanks for your help!


Seeker

[Jerseee]

Seeker,


I have never been invited to sit at the table with them so, this is only what I would do if I were asked and they never respond to my written responses.


If I have proof that they received my correspondence and never answered--I would keep that piece of evidence just to show that I responded and I am not in dishonor.& Next, I would go to the arbitration with a notary as a witness and a public official.


I would then ask the question about verification in front of everyone and if they refuse--you have a notary as your witness and a public official as your witness with first hand knowledge.& If they refuse to answer and try to continue with the discussion--I would politely excuse myself and say, I will see you in court.&


You can't possibly be demanded to pay for something if you do not have certified unmitigated verification.&


What do you think?

[rushpat]

I'm bummed... I took a look into Georgia's code on licensing to do business within the state and this is what I found:

Title 14-2-1501

(a) A foreign corporation may not transact business in this state until it obtains a certificate of authority from the Secretary of State.
(b) The following activities, among others, do not constitute transacting business within the meaning of subsection (a) of this Code section:

...

(8) Securing or collecting debts or enforcing any rights in property securing the same;

I wonder why they did that?