How I won against GE MONEY!
For those of you who read my previous posts earlier this year, you will remember I was challenging GE MONEY over the STRAWMAN name / credit card debt etc.
I had basically proven that all the letters they sent were fraudulent, coming from the same office, even printed on the same printer after careful examination.
Anyway, after several letters / accepted for value stuff (P.S also not REALLY knowing what I was doing) I never heard from them again.
I figured I won.
Just recently, I've been studying Victoria Joy's Honour / Dishonour stuff, and I can tell you all right now, if you haven't studied her stuff DO IT RIGHT NOW BEFORE YOU GET YOURSELF IN DEEP TROUBLE.
If I hadn't studied her stuff, I would not have been prepared for what happened last week.
I recieved a letter from GE MONEY in my Lower case name, as requested.
Upon opening it (Honouring it) I found a letter which informed me that GE MONEY had sold the debt in it's entirety to TRANSPACIFIC DEBT.
The letter was entitled NOTICE OF ASSIGNMENT.
Now Victoria teaches you to look for the controversy that is being created, and then do a conditional acceptance upon proof of claim. That way you Honour the negotiable instrument.
If I hadn't studied her stuff I would have just done the same old letters / arguements.
Arguement = Dishonour = Jail.
For those of you who don't know this, you only ever have 3 days (72 hours) to reply to a present-ment.
You see in the banking world, when you make out a cheque, YOU are the maker or owner. The BANK is the Payer, and the recipient is the PAYEE.
When you get a presentment, the maker is the owner, the city / govt etc is the PAYEE and YOU are the BANK!
Who the hell would have thought we could be a bank?
Now, according to the bankers handbook, banks cannot DISHONOUR a negotiable instrument.
They must assume it can be HONOURED.
Therefore, if you return that negotiable instrument to them, or send a letter of NOTICE OF CONDITIONAL ACCEPTANCE UPON PROOF OF CLAIM, within that 72 hours then you haven't dishonoured it. You haven't said "I won't pay".
So when the music stopped, GE and TRANSPACIFIC didn't have anywhere to sit.
TRANSPACIFIC became the OWNER of the debt they BOUGHT, not me.
If I had argued, I would have been in Dishonour. Banks don't argue. I just shifted the burden of proof back to them.
Getting back to the controversy, the statement they had made was that TRANSPACIFIC had bought the debt between my lower case real name and GE MONEY. Now we all know there's no account in that name don't we!
Watch for the game people, then step aside. You don't need to play it.
Alice in wonderland. Who are you. You don't belong here.
Good luck.
Bulletproof Monk
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Precedent said, "It cannot be done;" experience said, "It is done."
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