12-15-2005, 08:40 PM
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Waking Up
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Join Date: Jul 2005
Posts: 40
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interesting yet I have no idea whether it's for real or not....
This seems like it MAY have somthing to it, but then again...
Anyone here have insight on what these ppl are peddling?
www.erasebc.com
www.computererase.com
www.cleanfile.com
www.createnewcredit.com
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"...if the heart is occupied with loving and believing in falsehood, then it has no space for loving and accepting the truth."
-Ibn Al-Qayyim
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12-15-2005, 08:53 PM
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Come and Get Some!
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Join Date: Oct 2004
Location: Illinois(chi-town)
Posts: 5,076
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They all similar in their credit clean up advertisement, and the price. Just trying to make some kudos.
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Resolution pending
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12-15-2005, 09:36 PM
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Practice Makes Perfect
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Join Date: Jul 2005
Posts: 283
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12-16-2005, 08:50 AM
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Quote:
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Originally Posted by iscovedel
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THESE LINKS ARE NOT ABOUT CORRECTING/CLEANING CREDIT REPORTS. THEIR APPROACH IS ABOUT CREATING A NEW CREDIT FILE. THIS IS WHAT THEY'RE SAYING:
I help people get around the problems they're having with their credit report by helping them create a new credit file in their same name , in the credit bureau's computer system.
MAYBE THIS IS THE WAY TO GO IF YOU WANT A FRESH START. I WONDER IF THIS ACTUALLY WORKS. |
12-16-2005, 09:17 AM
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Come and Get Some!
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Join Date: Oct 2005
Location: Maryland
Posts: 2,745
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This outfit is uncommonly upfront that its method is "file segregation". There's another word for this: Fraud. The methods amount to identity theft; you pay them, they'll locate someone else (a real person) with a name similar to yours, find out that person's SSN and a few other details, give you that information and tell you to apply for credit cards, loans, etc., pretending to be that other person with the same name. In the meantime, you try to turn your back on the debts you've already racked up in your true identity.
People go to prison for this stunt. See, e.g., U.S. v. Sparks (4th Cir 1995) 67 F.3d 1145.
Last edited by Shoonra : 12-16-2005 at 10:31 AM.
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12-16-2005, 11:26 AM
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Quote:
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Originally Posted by Shoonra
This outfit is uncommonly upfront that its method is "file segregation". There's another word for this: Fraud. The methods amount to identity theft; you pay them, they'll locate someone else (a real person) with a name similar to yours, find out that person's SSN and a few other details, give you that information and tell you to apply for credit cards, loans, etc., pretending to be that other person with the same name. In the meantime, you try to turn your back on the debts you've already racked up in your true identity.
People go to prison for this stunt. See, e.g., U.S. v. Sparks (4th Cir 1995) 67 F.3d 1145.
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I DIDN'T FIND ANYTHING IN THEIR WEBSITE THAT MENTIONS FILE SEGREGATION. THERE'S NO MENTION OF LYING ON A CREDIT CARD OR LOAN APPLICATION EITHER. THIS I KNOW IS CONSIDERED FRAUD.
MAYBE THIS IS A NEW SPIN ON THE SAME SCAM. |
12-16-2005, 01:56 PM
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Come and Get Some!
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Join Date: Oct 2005
Location: Maryland
Posts: 2,745
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This is from ERASEBC.com:
Quote:
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There will be two files on a person in the credit bureau's system. One will have a person's old credit history with the bad credit on it and the other will have only good credit on it. I'll show you how to make sure only the new credit file will show up when applying for credit. Best of all, you do not even need a computer or use the Internet to do this. It is done free, automatically created in ALL the credit bureaus almost simultaneously. To create a new credit file sounds complicated but it is very simple to do. In fact it is easy as 1-2-3. And in the very same way a new DMV, FBI, Checksystems or any other bureaucratic file can be created just as easily - as you will see...
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Sure sounds like file segregation to me! |
12-16-2005, 04:14 PM
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Waking Up
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Join Date: Jul 2005
Posts: 40
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I never claimed to be the brightest...
Well, they are all the same, obviously, that wasn't what I was after, they even tell you that upfront.
The issue was in terms of their legitimacy.
Not legit. Shoonra's right on this, it is essentially fraud, however, it doesn't claim to use other peoples #'s or info, it does try to show you how to make a new file by using "new" info, changing one of the three components of your credit file etc etc...waste of time...
__________________
"...if the heart is occupied with loving and believing in falsehood, then it has no space for loving and accepting the truth."
-Ibn Al-Qayyim
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12-17-2005, 01:25 PM
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Waking Up
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Join Date: Jul 2005
Posts: 40
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they refunded me...
they still acted in good faith though and refunded me after I explained I wasn't interested in using fraudulent documents...
funny, how these guys are putting all the info there "how to open a new file" then "how to have a new identity(s)" then "how to build credit (in case you ever need it)" (up to 10k per bank account + credit card limits) then they just HAPPEN to let you know hcih countries don't have and extridition treaty w/the US. hmmm. I wonder what that has to do with th erest of it...? lol
not cool, I'd rather remain "in honor" (but, man, the whole "lumberjacking" bit makes it hard to make a living, it all sounds good in theory but then comes the revelation: you still have to pay your bills in FRN's, rarely can you get a job w/o a SS# and the time you spend fighting all this, if you can, in court would be time you can't make FRN"s needed to put food on your table, clothes on the back, a roof over your head. ppl can self-righteously rant all day about "bottom feeders" and "landscape artists" or whatever, but when it comes down to it I still stand by my assertion: using a the mechanisms of a corrupt system to change self-same system only lends the illusion of legitimacy to the corruption you sought to destroy. "See, the system worked for him!" so, ultimately, until th eroots of the unjust system are removed completely, it is ALL "landscaping" since even the most RADICAL of processes still relies on, makes reference to and lends the appearance of legitimacy to the system at SOME point in it's historical development. So, I'll still try to find whats usefull and help others with it, but don't expect me to have faith in a document some freemason deists pulled out of thin air a couple hundred years ago: IT WAS NOT DIVINELY INSPIRED. anyway, I guess I should stop RANTING. lol)
peace
__________________
"...if the heart is occupied with loving and believing in falsehood, then it has no space for loving and accepting the truth."
-Ibn Al-Qayyim
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12-17-2005, 06:30 PM
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Come and Get Some!
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Join Date: Oct 2004
Posts: 1,549
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The version of this I have seen goes as follows....
1. You apply for an EIN (has 9 digits like an SSN)
2. Apply for a loan or card that report to the bureaus using this number
and a permutation of your name and another address to avoid the file
merge and start building your new credit file.
One could also use the old trick of taking 500 FRNs and opening a savings account then going to another bank and taking out a signature loan for the same amount. You repeat this process 3 times and then make the payments. In about 90 days you develop a decent score. Be warned tho, BB will nail you if you are caught using a EIN for this purpose, especially with all the BS legislation in the wake of 911!
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