Here is a filed complaint on a notorious bottom feeder:
LAW OFFICES OF GERALD E. MOORE & ASSOCIATES, PC:
http://www.pennlawyer.com/hanley.pdf
This site is a lawyer's, but has good FDCPA info:
http://www.pennlawyer.com/fdcpa.htm
There are some excellent recordings of the above mentioned dung beetles.
I have had several experiences with Gerald E. Whore and Associates. They are real @$$#()!*$.
http://www.budhibbs.com/debtcollecto...associates.htm
They and others have all been VODed+ and do not hound me day in and day out for years at a time anymore.
They have now started violating FDCPA against my fiance's VOD, and I need to figure out how to stop it--probably will file a formal complaint with the Attorney General in Missouri, Georgia, and Illinois.
She will not talk to them, so I guess when they call to harass her (if I answer the phone they hang up anyway, their tactic seems to be they will only leave a message telling you that you must call back, and then claim they in good faith tried to contact you by phone), since it is my number also they are also harassing me, so I can call them back and go through my whole phone spiel that I have learned to do with them.
When I send VOD Notice it is by Certified Mail Return Receipt w/ # noted on VOD letter, and CC to Illinois Attorney General , and Illinois Auditor General.
I have gotten to where I can usually weasel the correct street address out of scavengers, but not these. I am learning to ferret out info I need though:
The Law Offices of Gerald E. Moore & Associates, PC
Gerald E. Moore
3795 Corporate Center Drive
Earth City, Missouri 63045
Phone: 770 618 2218
Fax: 770 618 2233
The Law Offices of Gerald E. Moore & Associates, PC
Gerald E. Moore
2211 New Market Parkway Southeast, Suite 115
Marietta, Georgia 30067-9399
Phone: 678 498 9806
Fax: 678 498 9806
I know for sure, that the first address and phone is good, the second I got a message machine with a garbled name attached to it, so it is probably a front.
The first one took a lot of digging to uncover and that is who I sent VOD letters to.
They claim to represent:
WORLDWIDE ASSET PURCHASING LLC
2 Ravinia Drive #1750
Atlanta, Georgia 30308
http://www.budhibbs.com/debtcollecto...purchasing.htm
which is owned by:
The Law Offices of Frederick J. Hanna & Associates
1655 Enterprise Way
Marietta, Georgia 30067
Phone: 770 988 9055
Fax: 770 980 0528
http://www.budhibbs.com/debtcollecto...ck_j_assoc.htm
who purchases evidence of debt from:
Direct Merchants Bank
of:
Metris Companies
David Wesselink, Chairman and Chief Executive
Kierland One 16430 North Scottsdale Road
Scottsdale, Arizona 85254
http://www.consumeraffairs.com/credi...dmb_funds.html
http://www.consumeraffairs.com/credi...b_collect.html
and:
GE MONEY BANK
of:
GE Consumer Finance
950 Forrer Boulevard
Dayton, Ohio 45420
Phone: 937 534 2000
who are part of this scam:
http://www.consumeraffairs.com/news/monogram.html
If and/or when I correspond with scum suckers, it is only to the street address, never a PO Box, and to a local phone number connected to the address, never a toll free unless that is the only way.
I have learned to dial *67 and then the number which blocks your info from their caller ID machine and prevents them from tracing back to you with *69.
This is what they do to me.
Here is another filed complaint:
http://www.pennlawyer.com/hecker.pdf
Under FDCPA you sue in a federal court, they have jurisdiction.
I found lots of intersting stuff here:
http://www.budhibbs.com
Why did I do all this?
To track and trace, and learn what I ended up learning from reading whats in the links.
Writing it in a post, if it does not help others, has helped me to learn what I have learned to a greater degree, since I have looked at the material now many times and from a lot of different angles.
I suppose just as part of the learning exercise for myself involved preparing the info in a post justifies posting it even if no one else benefits from it.
I found a lot of dung-beetle crushing info in the exercise though, and think the links are worth reading.
To me, the trail is very informative as to how people get into debt, even unintentionally, and then what happens and how it happens afterwards, and what a huge scam it all is.
I have a better insight into the nature of the scam both from an overview, and in detail.
Now proofreading, will allow me to study all the material again, and thus process it through my brain into my mind from yet another different angle.
I got $crewed royally once, in the manner described in the links, and the details of which are posted in the success stories forum (turned out not to be a success though), and am going to do everything I can to keep it from happening again.
I do not ever again want to see the inside of a courtroom over this kind of "debt," and think that the best thing would be to prevent the miscreants from going there in the first place.
So far so good with the VOD Notice and the follow up I am using.
I made tactical mistakes the first time, that I will not make again if any of these $#!^stain$ ever get me into court again.
