New credit card response document

[J.W.]

Members,

I just posted a pretty basic response document geard toward credit card compaines post validation/verification. Click here to download the file: http://www.suijuris.net/forum/downlo...do=file&id=188

I cannot commit to offering any official support for this document however, I shall answer any questions when my free time allows for such.

As time allows my intention is to post more documents from my collection.

Jason

[sadie]

I can't seem to find this in the downloads.

[rawgoatsmilk]

As in, I don't know the difference between a VOD and a BBQ. I'm trying to say, I'm ignorant, like most people. Without opening my own dumb thread, I would like to ask: is this forum suggesting that it is possible to get out of paying credit card debt? (By, i assume, exposing the fraudulent contract.) Perhaps I should start there. Is that what this forum is suggesting?

Originally Posted by rawgoatsmilk

As in, I don't know the difference between a VOD and a BBQ. I'm trying to say, I'm ignorant, like most people. Without opening my own dumb thread, I would like to ask: is this forum suggesting that it is possible to get out of paying credit card debt? (By, i assume, exposing the fraudulent contract.) Perhaps I should start there. Is that what this forum is suggesting?

raw,

Love your name, welcome to the forums.

The nutshell version is this.

Someone usually sends you an unsigned presentment to collect money.

Technically speaking, this is insufficient.

You can challenge them for verification of debt (VOD).

They can (from my experience) never produce it, because verification requires a sworn statement.

Thus, they agree by default that the debt is invalid.

Just my 2 cents.

P.S. Raw Cows Milk rocks too.
http://www.westonaprice.org/index.html

[rawgoatsmilk]

Well, er, thank you Henry. That gives me some hope. I assume that's a 'yes' to my question 'is this forum suggesting that one can get out of paying credit card debt?' My next question, perhaps, is: are there people on this forum who have done this, in fact?

For eg. did 'Jersee' get out of paying the 2000+ dollars he owed to 'card service center'?

[Livefire]

Jason, the link you provided comes up invalid

Originally Posted by rawgoatsmilk

Well, er, thank you Henry. That gives me some hope. I assume that's a 'yes' to my question 'is this forum suggesting that one can get out of paying credit card debt?' My next question, perhaps, is: are there people on this forum who have done this, in fact?

For eg. did 'Jersee' get out of paying the 2000+ dollars he owed to 'card service center'?

I don't think that is the correct terminology.

I think their admission by silence was that he didn't owe them a dime.

[rentiap]

I kinda prefer raw human breast milk and preferably straight from the source!!JMHO!!
It is better for you than cows or goats milk.Less fat content.

[rawgoatsmilk]

Thanks for that warning regarding the men behind the curtain.

[rawgoatsmilk]

Thanks for your responses Henry. I think you've been very helpful to wakeup-ees, like myself, and others alike on this site. I showed my girlfriend this forum (to give her some hope on her credit card debt) and she actually thought that was you in the picture! Anyway, if you still feel like responding, my last question would be, is there somewhere I could find, perhaps in published-book format HOW to get out of paying credit card debt, given that you've responded, 'yes' it is possible, and 'yes' it has been done before.

I'm thinking of Mary Croft's book ('How I Clobbered Every Beaurocratic Cash-Confiscatory Agency ...')

Excerpt:

... a woman rang me requesting a
session of Rapid Eye Technology (energy healing).
Her anxiety was that the IRS had been confiscating
her husband’s veterans benefits to settle her ‘debt’
with them. All I could tell her, from my years of
studying $$$, taxes, etc. was, “You know there is no
law compelling you to pay tax on your income.”
She DID know! I also told her, “If it makes you feel any better, you’re not alone – the
credit card banks think I owe them $40,000. I know
that I don’t really owe them, I just don’t know how
to prove it.”

Lo and behold, she said, “You just send the
letters.” I leapt from my chair – my prayer had
indeed been answered – ask and ye shall receive. She
then produced a series of letters, the drift of which
was to request the bank to provide me with three
things:

1. validation of the debt (the actual accounting);
2. verification of their claim against me (a sworn
affidavit or even just a signed invoice); and,
3. a copy of the contract binding both parties.

I was to write that I would be happy to pay any
financial obligation I might lawfully owe as soon as I
received these three documents.

End of Excerpt

I know the remedy to my situation involves 'sending letters'. Now, Mary Croft, in her book, doesn't give the reader a copy of 'the letters' that she got. I think that would have been supremely helpful. Is there a book in published form, or a procedure on this site or others, which includes such letters in their entirety?