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Originally Posted by scottinalaska
Charles,
My Credit Report shows a 30 and then a 60 day late payment and account status as closed. I guess we'll see if we get another bill to make it a 90 day late. I'll certainly post it if I do.
As for keeping the powder dry, I understand the 3rd party debt collector can be easier to handle. Time will certainly tell and I'll keep you all posted so that we may all learn.
scottinalaska
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You not go to get another bill from them, because account is closed. You will hear from debt collector, probably three attempts from different collectors. Debt collectors easy to get ride off, but prepared for them, and don't deal with them on the phone, but always by written communication is acceptable.
I have account with them before my say, account closed by consumer. Write off.