Banks, Collectors, and CRAs Discuss the elimationa of secured and unsecured "debt", as well as tactics for dealing with debt collectors and credit reporting agencies.


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Old 06-18-2004, 08:31 PM
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I would consistently refer to a 3rd party collector as a "debt collector" -- it binds them to the "code" which specifically mentions "debt (3rd party) collectors". The use of the term "debt collector" might also give them a hint that you know the law they are subject to... and it might be an intimidation factor in your favor.



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