Banks, Collectors, and CRAs Discuss the elimationa of secured and unsecured "debt", as well as tactics for dealing with debt collectors and credit reporting agencies.


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  #61  
Old 09-24-2004, 02:47 PM
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Certified Verification of Alleged Debt

Quote:
Originally Posted by Jerseee
Thanks Seeker,



But you're making this more complicated than it really is.



Deposits, loans, accounts, and whatnot are besides the point. Verify the debt first and then discuss those matters second.



Why entertain a discussion on loans, accounts and stuff--if there is no proof of the debt from the start?



That is like talking about use of a car before seeing if it even operates. So let's get the facts down first----is the debt proven to exist? If not, then leave me alone. If so, then here is a CPN backed by the law to satisfy the debt.



Also, what other meaning can onyone derive from the word "dispute"? Doing what they want you to do is basically testifying against yourself when you dispute. Therefore, you are providing evidence against yourself by disputing, arguing, debating, opposing or whatever. Stop defending yourself and make the accusors prove their claim--its just that simple. Of course it is easier said than done but that is the formula nonetheless.




That was exactly my point! Without validation that the debt exists, all else is moot! no other discussion is necessary!

We are learning! the KISS principle applies -- keep it simple, request validation, wait for their reply, and act upon it.



Seeker
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  #62  
Old 09-24-2004, 06:58 PM
cute_chick
 
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Certified Verification of Alleged Debt

{QUOTE]That was exactly my point! Without validation that the debt exists, all else is moot! no other discussion is necessary!

We are learning! the KISS principle applies -- keep it simple, request validation, wait for their reply, and act upon it.



Seeker[/quote]



Yeah that makes sense . . . KISS . . . . .Eliminate the problem as early as possible . . . .
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  #63  
Old 09-24-2004, 08:51 PM
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weasel weasel is offline
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what then?

so if the banks are lending us any real money, what then? do I take out a so-called "loan," and then not "pay" it back? Or do I just not take out the loan?



be patient with me, I'm still learning. or just refer me to past posts.
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  #64  
Old 09-24-2004, 09:30 PM
cute_chick
 
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Weasel

Go to www.bankhonesty.com and order Tom's books!!!!
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  #65  
Old 09-26-2004, 07:40 PM
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Jerseee Jerseee is offline
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Certified Verification of Alleged Debt

Weasel,



What is real money?



When you find the answer to that question--then ask yourself if the banks are loaning anyone "real money".
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  #66  
Old 10-01-2004, 09:28 PM
droog79
 
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Certified Verification of Alleged Debt

Quote:
Originally Posted by cute_chick
Thanks jmunson! Actually dashboy gave me a better letter so I will work from his letter. I'll post the final copy this weekend.



hey cute chick,



did you get a chance to the post your letter? im curious to see what you've rewritten.
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  #67  
Old 10-16-2004, 04:52 PM
cute_chick
 
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Certified Verification of Alleged Debt

Well I haven't read this entire thread Rushpat but I suggest creating your own definition based on your knowlege, the law, and various articles on this topic. See my letters to a Federal Credit Bureau and to the CRAs for a sample definition of Certified Verification.
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  #68  
Old 10-16-2004, 04:57 PM
cute_chick
 
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Certified Verification of Alleged Debt

Quote:
Originally Posted by Bird
Ice:



Where is a example where the courts accepted a "copy" of the contract, as opposed to the original?



And if this contract was a negotiable instrument, the acceptance of a "copy" as the original is against some very fundamental Negotiable Instrument Law.






Sorry - I'm coming in very late to this discussion and I'm still trying to read this entire thread. However, Bird, check the Federal Rules of Evidence Rule 1002 (Best Evidence Rule) for an explanation of when a copy is accepted.
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  #69  
Old 10-16-2004, 05:42 PM
cute_chick
 
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Certified Verification of Alleged Debt

Quote:
Originally Posted by droog79
Quote:
Originally Posted by cute_chick
Thanks jmunson! Actually dashboy gave me a better letter so I will work from his letter. I'll post the final copy this weekend.



hey cute chick,



did you get a chance to the post your letter? im curious to see what you've rewritten.



Which letter? I've posted several so far.
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