Newbie here need some advice.

Hello all

I have been reading a lot of threads and I was wondering were should I start. I want to clean up my credit report and I have had some successes and some rejections. I have obtained some information from other website but not none that really work. I know about VOD's but the way this forum explain it is a little confusing and I would love to get clarification on this. Also the other website did not say much on CPN can you please explain this in detail or direct me to a thread to read upon.

Thank you in advance.

I Love this site,,,,,

[Shoonra]

In all candor, I advise you against using either so-called VODs or CPNs to clean up your credit .... because they don't work and can cause even more misery. The VOD/CPN business consists of scribbling something on plain paper and imagining that it suddenly turns into money so you never have to earn or spend real US currency. People who have tried these things were lucky if all that happened was paying (with real currency) extra interest or penalties for late payment, some of them were charged criminally for fraud.

[brozer5]

Originally Posted by Shoonra

In all candor, I advise you against using either so-called VODs or CPNs to clean up your credit .... because they don't work and can cause even more misery. The VOD/CPN business consists of scribbling something on plain paper and imagining that it suddenly turns into money so you never have to earn or spend real US currency. People who have tried these things were lucky if all that happened was paying (with real currency) extra interest or penalties for late payment, some of them were charged criminally for fraud.

What the hell do you think this site is about?

[Admin]

This site is about open discussion. If shoora feels that way, he is certainly entitled to. I would like to see him offer up other solutions though and perhaps even engage in a civil discussion about other people approaches he may not be in agreement with rather than straight up trash talking.

[J.W.]

I am glad Shoonra is here to shake things up. If Lawyerdude wasn't such an egomaniac I'd almost be glad he made his pass throughs here or perhaps I'd attempt to make friends with the man. However, such is not case yet I am hopeful as with time people tend to change.

[fulltitle]

Originally Posted by Shoonra

In all candor, I advise you against using either so-called VODs or CPNs to clean up your credit .... because they don't work and can cause even more misery. The VOD/CPN business consists of scribbling something on plain paper and imagining that it suddenly turns into money so you never have to earn or spend real US currency. People who have tried these things were lucky if all that happened was paying (with real currency) extra interest or penalties for late payment, some of them were charged criminally for fraud.

WITHOUT PREJUDICE
Indeed diverse input can be helpful in as much you are led to being given a stronger resolve as to the truth. In light of the above-quote response the inference that scribbling something on plain paper doesnt make it money is quite enlightening because that's exactly what:

stocks,
bonds,
warrants,
swaps,
derivatives,
commercial loans,
corporate charters,
trust declarations

often are..

scribbling on paper.

Maybe there is something magic in the patent green ink that Tracy R. Edson who founded American Banknote company or the silk threads that makes one piece of paper different from another. I mean what makes a Federal Reserve note, versus a piece of toilet paper with scribbling on it any less valuable. Consider who many multimillion dollar concepts started on so much as a napkin.

The Admin makes an interesting point: for, it would be wonderful if some folks, instead of talking trash, would say something edifying. But by what they do, perhaps they kind've give clues in that they might just be at times intentionally blowing fog so as to obscure the truth.

Originally Posted by fulltitle

WITHOUT PREJUDICE
Indeed diverse input can be helpful in as much you are led to being given a stronger resolve as to the truth. In light of the above-quote response the inference that scribbling something on plain paper doesnt make it money is quite enlightening because that's exactly what:

stocks,
bonds,
warrants,
swaps,
derivatives,
commercial loans,
corporate charters,
trust declarations

often are..

scribbling on paper.

Maybe there is something magic in the patent green ink that Tracy R. Edson who founded American Banknote company or the silk threads that makes one piece of paper different from another. I mean what makes a Federal Reserve note, versus a piece of toilet paper with scribbling on it any less valuable. Consider who many multimillion dollar concepts started on so much as a napkin.

The Admin makes an interesting point: for, it would be wonderful if some folks, instead of talking trash, would say something edifying. But by what they do, perhaps they kind've give clues in that they might just be at times intentionally blowing fog so as to obscure the truth.

This is all about valuable consideration the the dealings between two or more men/women. In the list above, you forgot to mention the FRN's.. an oversight.. no problem.

Anyway, valuable consideration was offered by me some time ago. I offered to one of the members here one of my Piney Ridge Rooters for some of his chickens. I guess he thought I was kidding, as he has not contacted me to make arrangements for the exchange. Pretty soon, we all are going to be forced into the old barter system, which will be a real blessing, as it will weed out those that are not capable of fending for themselves in a world that has no 'cash' 'funny-money' fiat currency to work with.

Jerry.

[kmcarr]

I would start by doing a lot of reading in the Banks, CCC, and CRA Forum. Start by searching for Posts by Jersee. He has had some very good results. I would advise agains using any document or instrument you are unsure of. If you dont know what it is then dont touch it untill you do. In the hands of a very knowledgable person these instruments can have great results. I, unlike others here, will not tell you somthing dont work dont do it. You may be a lot more educated than I and be able to see how a process works or how to use certain tools. I think the VOD thread by Jersee is excellent. All you are doing is asking them to prove their claim. There is excellent reasoning behind starting with the Credie Reporting Agency (CRA's) and then moving to the actual Credit Card Co (CCC). I dont see why anyone has to use any Negotiable Instrument. The really smart and educated guys are beating the banks with their own game/tools. I would just ask questions. See if their answers make sense to you.

Good Luck in your search

Oh yea read the FCRA and FCPA acts. There is a lot of good stuff in there. Dont Dispute anything, ask them to prove up.

[charlesa6]

miawpk, Welcome to the forum!

Check members forums section under Educational and Learning for more info concerning your request.

[idknow]

Originally Posted by brozer5

What the hell do you think this site is about?

Brozer, could you attach a proper cite to your tagline for the cite regarding "Innocence is no bar" ??

I'd like to look it up

Thanks pookie