Have you heard of United 1st Financial?

[cigs645]

that may be. But many people out there don't have $3500 +up front for this program and they can get the same deal from:

http://www.bankrate.com/brm/rate/loan_home.asp

check it out then decide. it's your money

go to bankrate.com. they list companies that provide the same service and product as United does without your having to pay the United MLM up front fee of almost $4000 + the monthly service charge United will charge you for being in their program. Then take that money you would have paid United for and do something for yourself or your family like pay down your debt maybe

http://www.bankrate.com/brm/rate/loan_home.asp

Originally Posted by Logan

The MMA program has been featured and endorsed in the "Broker Banker" publication. This is the first time this publication has endorsed a financial product! This is for real folks, no excuses now if you have a mortgage. Get it and get out of debt!

http://www.brokerbanker-digital.com/...r/2007_vol108/

[Logan]

Originally Posted by cigs645

that may be. But many people out there don't have $3500 +up front for this program and they can get the same deal from:

http://www.bankrate.com/brm/rate/loan_home.asp

check it out then decide. it's your money

go to bankrate.com. they list companies that provide the same service and product as United does without your having to pay the United MLM up front fee of almost $4000 + the monthly service charge United will charge you for being in their program. Then take that money you would have paid United for and do something for yourself or your family like pay down your debt maybe

http://www.bankrate.com/brm/rate/loan_home.asp

You are mistaken about the upfront cost of the MMA. The $3500 comes only from the HELOC acquired before you even purchase the program and software.

That is like comparing apples to oranges. Bankrate sells Money Market accounts and retirement accounts but does NOT sell software and support. United First Financial is selling a program and product which will eventually eliminate the need to purchase products from Bankrate for retirement or savings funds.

If you complete your program through United First using the MMA, you will eventually become your own bank with instant funds available to do with as you please instead of giving over 100% of your homes original value over to the bank.

Please study more about this highly appraised and endorsed product through United First Financial before you continue to make comparisons with other programs that are not even similar.

[cigs645]

not true. all bankate.com does is provide you with lists of companies that do the same thing, without all the MLM lipstick. you don't need the software, or some third party like United to do it .those companies can set it up for you. All these programs all require financial discipline.

United is an MLM, like all MLM 's you pay more to compensate all the upline and downlines. and by the time you are done with United they have you for more like $10,000.

Originally Posted by Logan

You are mistaken about the upfront cost of the MMA. The $3500 comes only from the HELOC acquired before you even purchase the program and software.

That is like comparing apples to oranges. Bankrate sells Money Market accounts and retirement accounts but does NOT sell software and support. United First Financial is selling a program and product which will eventually eliminate the need to purchase products from Bankrate for retirement or savings funds.

If you complete your program through United First using the MMA, you will eventually become your own bank with instant funds available to do with as you please instead of giving over 100% of your homes original value over to the bank.

Please study more about this highly appraised and endorsed product through United First Financial before you continue to make comparisons with other programs that are not even similar.

[Logan]

UFF is NOT an MLM! It simply employs the insurance industries common commission based sales structure and incentive. And it is a very lucrative commission payout also. Of the $3500 initial software and support cost, $2500 is delegated to the tier structured commission scale. I could post that scale if you like. Simply put, it is very similar to the insurance sales commission scale and pays a higher commission to those in higher sales brackets. Nothing out of the ordinary there and NOT MLM.

I simply cannot disagree enough with your opinion that you do not need the software and support. Of all the other companies I have compared this one to, all require some significant investment for a program of this caliber.

If you think this program can be done alone than all power to you, but for most people there simply isn't enough personal discipline and besides, this programs algorithms accelerate your payoff beyond any solo effort.

I can appreciate your attempt to provide an alternative in order to save money, but in this case, nothing else even remotely compares to what this software and support can achieve in the length of time designed.

United is an MLM, like all MLM 's you pay more to compensate all the upline and downlines. and by the time you are done with United they have you for more like $10,000.

Would you please elaborate on this accusation? This program and software can be used five times for the original $3500 and I cannot conceive how you mathematically arrived at an additional monetary drain equaling $10,000. However, to add, by the time you pay off your property, you will have saved nearly 75% of the original amortization schedule for the property paid off so it would seem the $3500 is really an insignificant amount compared to all you will take back from the banks commission.

[Copyman]

Originally Posted by Logan

Special report by G. Edward Griffin








HOW TO ELIMINATE MORE THAN HALF YOUR MORTGAGE INTEREST

This is not debt-consolidation, debt-cancellation, or something-for-nothing.
It is an ethical way to trim years off your debt and eliminate huge amounts of interest.


Those who are familiar with my book, The Creature from Jekyll Island; A Second Look at the Federal Reserve, know that I am a strong advocate of getting out and staying out of debt. Consumer debt is a trap in which people find themselves working all their lives to make exorbitant interest payments.

Home ownership is different. It is a foundation for financial security even though it may require debt. If we don't have sufficient capital to purchase a home outright, we have no choice but to borrow the balance, but excessive interest payments remain a serious problem.

There are numerous ways to reduce or eliminate interest payments, but the ones I have examined are too complicated, too expensive, or, in some cases, unethical. Now I have found one that has none of these handicaps and, frankly, I feel I have an obligation to tell you about it.

THE MONEY MERGE ACCOUNT (MMA)
Recently, I was introduced to a program that, although not new in concept, was unique in its implementation. The company is United First Financial, formed by two young men from the mortgage-lending business who wanted to help their clients acquire homes without being obligated to 20 or 30 years of debt. They developed a method to borrow money at one cost and use it to eliminate a much higher-cost mortgage. It is similar to rolling over a high-interest loan into a lower-interest loan, but the effect is a hundred times greater – and that is not an exaggeration. They call this unique program the Money Merge Account, or MMA.

I have examined this program closely and am happy to conclude that, not only does it work exactly as the company guarantees, it is entirely ethical as well. So I decided to add the MMA to the Reality Zone. If you are making mortgage payments, I highly recommend that you check it out. You will be amazed at the amount of interest you can eliminate and how much sooner you can achieve true home ownership.

Click here for more information.
https://www.freedomforceinternational.org/dev/mma_intro.cfm
You may also contact us via phone at 800-595-6596 or via mail at 3541 Old Conejo Road #109, Newbury Park, CA 91320.


-----------------------------------------------------

See, I told you it looked like a good thing! If its good enough for G. Edward Griffin, then it's good enough for me.
Logan

P.S. send me an email if you want to run a personal analysis. I have already checked this out thoroughly and I know how it works.

Are you an active agent for United 1st Financial?

Hi, I'm Karl. I'm from Louisiana and I'm an agent with
U 1st Finanical.

I found your post googling u1stfinancial.

I'm located in Metairie.

We're hosting presentations in Kenner and Covington.

Let's build together, Logan.

Karl

[Logan]

Originally Posted by Copyman

Are you an active agent for United 1st Financial?

Hi, I'm Karl. I'm from Louisiana and I'm an agent with
U 1st Finanical.

I found your post googling u1stfinancial.

I'm located in Metairie.

We're hosting presentations in Kenner and Covington.

Let's build together, Logan.

Karl

Hello Karl,

Yes, I am an active agent in Baton Rouge. I am amenable to a collaborative effort. Send me a pm with your contact info.

[RetirementPlanner]

I got slammed on another board becuase I missworded this...

"This program can take someone who has ZERO discretionary dollars left over at month end... and still knock (on average) 8-11 years off their 30 year mortgage. Does even better for folks who actually DO spend less than they make."

This should have read... "in their budget."

Yes, for someone who gets paid weekly, or bi-weekly, this program works even better. WHY? Because most of us base our budget on a 4 week month (since most months only have 4), and we simply absorb those extra paychecks into our pizza and beer money. We COULD be making better use of them, but instead we spend any extra money in our account instead of saving or applying it to debt. Human nature.

This program keeps track of every nickel and dime so that it uses those extra checks toward your mortgage. It does not manufacture money... it simply accounts for every penny.

The software has one simple job... monitor your cash flow and direct transfers when it knows you will pay LESS in interest on the HELOC than you save on the mortgage. Most folks can get an EFFECTIVE interest rate on a HELOC of 3% (average), so it makes sense to do controlled short term borrowing from the HELOC at 3% to the mortgage at 6% (or whatever). The key is the controlled borrowing... which, again, is the softwares job.

I have compared the math of this program to doing it yourself with your discretionary (beats it by a lot), and to the strategy of saving money in a high yield savings account and then using it to pay down debt.

Bottom line is this program works for TWO reasons....

1) The math
2) The human nature / behavior factor

Humans are more motivated to pay off a debt than to save. Less than 5% of us stick to a diet. This software acts like your own personal financial trainer and the math concepts insure that it saves you enough extra that it more than pays for iteself.

One of my clients called this program her financial nazi. She said...

"It watches what I am doing with my money, figures out how much I am going to have and then borrows it in ADVANCE from the HELOC before I spend it on something stupid. Then, as soon as I pay down the HELOC balance... it does it again."

Again... this is like having your own personal trainer... but for you money. Considering we are in a negative savings mode in this country... most folks could use one of these.

I will not bore anyone here with the math... but I saved it so if you email me... I can send it to you: Sue@TeamSue.com

[Logan]

Very well spoken!

This program definitely does what it says and beats any other statutory mortgage payoff program anywhere!

I have seen some amazing mortgage analysis scenario's while being involved with Ufirst. I wonder how much longer the average mortgage holder will have a CHOICE before this program is sought after.

With over 2,000,000 foreclosures this year to date, this program could eliminate the very need to borrow from a zionist bank ever again. I cannot find anything negative about it.

Keep up the good work

[e3CHM3VG]

Originally Posted by Logan

Please explain your disapproval of Griffin. I did not know he was a "chameleon".

Stumbled across this when doing a google on this United 1st that someone approached me about. I would also like to know what your issue is with Griffin?

I know, it's alive...it's alive.

[e3CHM3VG]

Originally Posted by cigs645

http://www.integramortgages.com/FinancialVOODOO

Did anyone order this? I don't use a client based email like Outlook or Outlook Express so the attachment was all munged up. If you did get it successfully can you post it here as an attachment or PM me.

Thanks.