05-09-2005, 03:43 PM
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Moderator
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Join Date: Apr 2005
Location: PA
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Victory with CRA's
After fighting for months with the credit bureau's about items that I disputed with collection agencies I decided to just ask for verification of every item on my file. I got a letter from transunion today and six items were deleted and two were marked disputed!!
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Do or do not; there is no such thing as try.
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05-09-2005, 03:56 PM
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Mental Jujitsu
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Join Date: Oct 2004
Location: near .. illinois
Posts: 864
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Told ya so
Sorry! Couldn't resist!
What I been preaching for months now! Don't argue, dispute etc -- just ask them politely to Verify the validity of all items --
Way to go jaylon~)
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"A person cannot cling to anything unless she believes in it; belief always precedes action, therefore a person's deeds and life are the fruits of her belief." - Above Life's Turmoil
When every single thing you do aligns with your values,you will be among the happiest people on this earth. - Peter Thomas
Best-selling author, Century 21 world brand developer, Four Season hotel developer, and mega-success story
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05-13-2005, 08:16 AM
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Moderator
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Join Date: Apr 2005
Location: PA
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I just got another letter from one of the collection agencies that was deleted from my credit report, they worded their letter in a manner that almost made me think I really owed them. Tricksters, anyway they voluntarily removed themselves from my report. Just for fun I sent the guy who signed the correspondance a VOD package, just to give him something to think about before he goes to sleep. 
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Do or do not; there is no such thing as try.
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05-13-2005, 03:06 PM
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Mental Jujitsu
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Join Date: Oct 2004
Location: near .. illinois
Posts: 864
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As a friend once told me ...
Kicking a sleeping dog are we?
__________________
"A person cannot cling to anything unless she believes in it; belief always precedes action, therefore a person's deeds and life are the fruits of her belief." - Above Life's Turmoil
When every single thing you do aligns with your values,you will be among the happiest people on this earth. - Peter Thomas
Best-selling author, Century 21 world brand developer, Four Season hotel developer, and mega-success story
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05-14-2005, 09:10 AM
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Moderator
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Join Date: Apr 2005
Location: PA
Posts: 199
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I just want to be certain that this matter is closed and if they want to go run and cash the note be my guess. I have been using the certified verification letter with the CRA's for a number of friends and explaining how the credit game works. Most of them don't take the time to read anything they just want their credit cleaned up. On the member download section under credit clean up there was a great little package, simple and to the point. I have a letter from Winston that is directed toward the chief legal officer of the bureau. It's from his Fiduciary Appointment Package, I think it will get the job done if all else fails. He gives them something to think about: The case precedent is the Cleopatra Haslip case where plaintiff was awarded 4 times punitive and 200 times compensatory for conversion.
I think after this letter I will have exuasted my administrative remedy, and then go to small claims court if they don't act right. He also mentioned that the CRA's are not willing to pay a lawyer $300.00/h to come defend themselves in the county you sue in. You simply ask the judge for a court order to remove the file or have it update to paid as agreed or whatever your demand is.
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Do or do not; there is no such thing as try.
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05-14-2005, 12:31 PM
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Mental Jujitsu
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Join Date: Oct 2004
Location: near .. illinois
Posts: 864
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Have you located that case?
Can you share?
Seeker
__________________
"A person cannot cling to anything unless she believes in it; belief always precedes action, therefore a person's deeds and life are the fruits of her belief." - Above Life's Turmoil
When every single thing you do aligns with your values,you will be among the happiest people on this earth. - Peter Thomas
Best-selling author, Century 21 world brand developer, Four Season hotel developer, and mega-success story
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05-15-2005, 05:56 PM
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Practice Makes Perfect
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Join Date: Oct 2004
Posts: 397
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Here ya GO
CLEOPATRA HASLIP et al.
v.
PACIFIC MUTUAL LIFE INSURANCE, INC.
499 U.S.1, 113 Fed 2d 1, 111 sct 1032 (no. 89-1279)
Kitchie
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11-09-2006, 09:57 PM
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Waking Up
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Join Date: Nov 2006
Posts: 10
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sue the credit bureau
Has anyone ever sued the credit bureaus in small claims court. I sent out a dispute letter certified and they claim they verified it then i sent out another letter again certified they refused to investigate and then i sent a thrid one return receipt and they again refused to investigate. Can anyone help me out.. my personal email is benzboyb@gmail.com |
11-09-2006, 10:01 PM
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Come and Get Some!
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Join Date: Oct 2004
Location: Illinois(chi-town)
Posts: 5,076
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nautica24, welcome to the suijuris forum. Check forum under "Court" and Downloads section for more detail to your situation.
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Resolution pending
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