Chase redeems their coupon!

[David Merrill]

Originally Posted by txsailorboy

Thanks again David. Is there no answer for why two fox stamps were used? j

Sure there is. The suitor probably explained it to me when he provided the image. I posted the basics of what I remember. Others have looked into it a lot more than I have. I am happy getting the rounddate of the postal clerk and using any regular stamps for the Certificate of Mailing.

I am not saying there is no sense to the double-bar "$" and being the Postmaster by signing. I have not gotten interested enough in the benefits of all that to study it more.

If you look into the UN UPU Constitution and find something interesting, I might throw some time at it.



Regards,

David Merrill.

[David Merrill]

Here's one for everyone, a friend took the chase credit card method and used part of it to discharge part of the debt on a 2nd home he has that's being foreclosed on, what he did was took the potentiality of crime letter, a proof of claim and cease and desist letters, (He did not include the affidavit of payment) along with COPIES not originals of all the payment coupons he could dig up in his records, sent all that in to the lender and in about six weeks he received a letter from them stating the normal threats, like what he is doing is fraud and they couldn't honor his correspondence, blah blah blah, then right after that letter he received another with the total amount of all the coupons he sent them credited from the balance owed, he has not received anything thus far except a letter stating what his interest rate is, he has not made a payment on this house since 2005 and has been holding it up in court with several different filings. Now he is just waiting to see what happens.

[Fullhouse26]

Originally Posted by David Merrill

This has some interesting recent history. I posted this success story on Quatloos yesterday and Demosthenes opened a thread, what she perceives to be a jab.

http://www.quatloos.com/Tax-Forums/v...cd 1e924e6836

I suspected by the timing that the material in the redemption letter upset her and prompted her to start the Quatloser thread. So I mentioned it and since people are directed to process then I included it. Now she is deleting all posts by me. So I think it is time to elevate this success story to a new level!

The coupon Chase redeemed was for a little over $13,000 and they tagged on charges and such for over $300 but then took them off within the same Statement. There was a late fee for about $40 and a finance charge of about $5. So you see the Statement is saying minimum payment on the $45 is $10.



Enjoy,

David Merrill.

Hello...
This is my first post ever. I have been reading many of the forums posts and trying to learn as much as I can without asking too many questions. In the case of this coupon. Did this person send it to the PO Box address? I did not realize you could get a signature for mail delivered to PO boxes.

Also, why are there stamps on the top with the person's signature? Is that necessary?
Thanks for your help.
Love the forum.
TJ

[David Merrill]

I do not know but probably to Corporate.

The fox stamp and signature allegedly promotes one to Postmaster according to the UPU but I have no clue about that and have not seen enough evidence to research that out.



Regards,

David Merrill.

[phreeman2003]

Does this coupon approach have any validity in previously charged off accounts that failed/refused to verify debt?

[David Merrill]

Originally Posted by phreeman2003

Does this coupon approach have any validity in previously charged off accounts that failed/refused to verify debt?

If it is charged off, as I understand the term, that is like Robert Lawrence appealing his case after the DoJ had backed off. So I gather you are either trying to clean up your credit rating or you challenged, they convinced you that the VoD failed and you paid off the debt?

Just the same, assuming your question is directed at me, I may not be the best expert on this Coupon Redemption because it is something several suitors have done. I only collected the information because the first suitor hired me for final editing. I think that I added some components that made the difference between success and failure though.

Just the same, I have not pondered your question. The successes are pleasant surprises but just the same surprises to me.



Regards,

David Merrill.

[phreeman2003]

Well, the charge offs were done outside the required process, under their statutes of legal operation. Essentially, I'm sick and tired of corporate mongers or bureaucratic minions skirting their required responsibilities libeling my "person" through less than lawful procedure, besides the massive expenditures of time and effort I must exert to stay in honor. When it comes down to the final straw, all one has to go on is the good honor of his words and deeds.

Furthermore, it looks as though I was denied proper setoff when requested, while also being bad mouthed in the private records of the credit bureaues.

[David Merrill]

Furthermore, it looks as though I was denied proper setoff when requested, while also being bad mouthed in the private records of the credit bureaues.

You processed authorization to redeem the coupon with the process at the beginning of this thread?

[phreeman2003]

At the time, I was only aware of the money of account creation practice and unaware of the coupon redemption feature or HR 192, however, I did make written communication, along the lines of the Fair Credit Reporting Act, with the companies involved seeking validation of any alleged debt offering payment in like kind of that which financed the initial transactions.

No credit card companies sought action against me all charged off balances. Only one, Citibank, listed something near accurate to the private bureaues posting their's as disputed.

[David Merrill]

Originally Posted by phreeman2003

At the time, I was only aware of the money of account creation practice and unaware of the coupon redemption feature or HR 192, however, I did make written communication, along the lines of the Fair Credit Reporting Act, with the companies involved seeking validation of any alleged debt offering payment in like kind of that which financed the initial transactions.

No credit card companies sought action against me all charged off balances. Only one, Citibank, listed something near accurate to the private bureaues posting their's as disputed.

Many people using this process in this thread report that the CC company will report a setoff to $0.